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Overview

3 bd2 ba1,345 sqftVilla
TypeVilla
HOA$275/mo
Built1986
Lot3,292 sqft
Living area1,345 sqft
Price / sqft$164

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersSidewalkPool

10306 Councils Way is a 1986-built home in Terrace Oaks Twnhms, Temple Terrace. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,345 square feet of living space. Listed at $220,000 (about $164/sqft), 59 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $275 monthly.

From the listing

NO Flood zone. Welcome Home to Easy, One-Level Living in the Heart of Temple Terrace! Discover a beautifully updated 3-bedroom, 2-bathroom villa offering the comfort and privacy of a home with the convenience of low-maintenance living. Tucked into a charming Temple Terrace neighborhood this inviting villa is truly move-in ready and has never been lived in since its renovation! Freshly painted interior featuring tile flooring throughout, granite countertops, generous closet space, and beautifully updated bathrooms. The villa was completely remodeled in 2019, and updated in 2025, and the attention to detail continues throughout the home. All interior doors are new, every closet has been freshly painted, featuring new doors and shelves, and all inside doors are new giving the home a clean, fresh, finished feel. The kitchen features beautiful wood cabinetry with lots of drawers, granite countertops, and brand-new, never-used appliances, including the stove, oven, microwave, refrigerator, garbage disposal. The dishwasher is Oct 2024. The bathrooms feature wood cabinetry completely updated in 2019. Outside, enjoy coffee or relaxation on the screened-in back patio to a charming private backyard. The yard is enclosed by a new vinyl fence and shaded by a beautiful mature oak tree for enjoying Florida's outdoor lifestyle. Residents enjoy a community pool that was updated, 2025, providing a refreshing place to relax without the expense and maintenance of a private pool. The major systems and exterior improvements provide peace of mind. The roof, replaced Dec 2024 and includes all-new insulation, the air handler replaced Oct 2025. Villa features new gutters with upgraded leaf screens. Parking is convenient with two designated parking spaces directly in front of your welcoming porch. Three bedrooms, two full bathrooms, two dedicated parking spaces, abundant storage, and everything conveniently located on one level, this villa offers an exceptionally versatile floor plan and the location is hard to beat! A neighborhood park is directly across the street, and shopping, dining, entertainment, and everyday conveniences are nearby, while Busch Gardens/Adventure Island just minutes away and 10 minutes from International Plaza, Tampa International Airport, I-4 and I-75, making this an ideal location. Freshly painted. New interior doors. New closet doors. Wood kitchen and bathroom cabinetry. Brand-new kitchen appliances. 2024 dishwasher. 2025 air handler. Dec 2024 roof with all-new insulation. New gutters with upgraded leaf screens. Screened patio. New vinyl privacy fence. Private backyard. Updated community pool. Two parking spaces directly in front. This is more than a villa—it's an opportunity to step into a beautifully refreshed home where the major updates have already been done for you. With its single-level design, private outdoor space, abundant storage, convenient parking, and impressive list of recent improvements, this Temple Terrace villa offers the rare combination of comfort, convenience, and true move-in readiness. Just bring your belongings and start enjoying the next chapter. Come see why this charming villa could be the one you've been waiting for!

The essentials

Built
1986
Price / sqft
$164
On market
59 days
Annual tax
$2,136
HOA
$275/mo
Flood zone
X · Low risk
Lot
3,292 sqft
Type
Villa

At a glance

Villa
Built 1986
Community pool
Shared amenity
3,292 sqft lot
Lot size
1,345 sqft
Living area

Payment

Est. monthly payment
$1,710/mo
Down payment (20%)
$44,000
Property taxes
$178/mo
HOA
$275/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1986
Lot
3,292 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
59
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Sidewalk
Pool
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Temple Terrace-HB
Middle
Greco-HB
High
King-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,136
Parcel #
T-15-28-19-54Z-I00000-00003.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terrace Oaks Twnhms
County
Hillsborough
MLS Area
33617 - Tampa / Temple Terrace
Lot Size
3,292 sqft
City LimitsLandscapedPaved
HOA
$275/mo
Westcoast Management & Realty Assn/Manage

Price history

Date
Event
Price
8/14/2026
Listed for sale
Source: Stellar MLS #TB8539136
$220,000+405.7%
$164/sqft
5/15/2003
Sold
Source: Hillsborough County Public Record
$43,500
$32/sqft

Neighborhood

10306 Councils Way
Temple Terrace, FL, 33617 · 33617 - Tampa / Temple Terrace

Market insights

Offer Insights

Choose an offer strength

List price: $220,000
$220,000
99.5% – 100% of listTops out right at the list price
80% of listList price
14 of the last 25 townhouse or villa closings in 33617 landed at this number or higher (56%). The median one sat 32 days before it went under contract, and this one is on day 59.

Sample: 25 closed townhouse or villa sales in 33617 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,710/mo
Principal & interest$1,147
Property taxes$178
Insurance$110
HOA$275
Down payment20% · $44,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$220,000

$164 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,345 sq ft

Time on market

59 days

Year built

1986

Monthly payment

About $1,710/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,136 annual tax bill, insurance, and the $275/mo HOA fee.

HOA fee

$275/mo

Managed by Westcoast Management & Realty Assn/Manage.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byLPT REALTY, LLC.Listing agent: Audra ChristianListing data from Stellar MLS, MLS# TB8539136.

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