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Overview

4 bd2 ba1,849 sqft2 car garageSingle Family
TypeSingle Family
HOA$91/mo
Built2021
Lot6,215 sqft
Living area1,849 sqft
Price / sqft$189
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboOpen FloorplanThermostatWalk-in Closet(s)DishwasherDryerMicrowaveRange

38602 Finn Clover Ln is a 2021-built home in Bristol Mdws Ph 1a & 1b, Zephyrhills. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,849 square feet of living space. Listed at $349,000 (about $189/sqft), 58 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $91 monthly.

From the listing

Virtually Staged. OWNER INCENTIVE: Owner is offering a $2,000 credit with an acceptable offer toward the fence enclosure!!! Don't miss this opportunity to add VALUE and PRIVACY to your outdoor space! Welcome to a beautifully re-imagined opportunity in the desirable Bristol Meadows community of Zephyrhills! This versatile 4-bedroom, 2-bathroom home offers an open, functional layout with plenty of natural light and space to make it your own. The interior separation has been removed, restoring the home to a spacious and open configuration that provides a seamless flow throughout the living areas. The kitchen offers modern functionality with ample counter space and room for casual dining, while the four bedrooms provide plenty of flexibility for family, guests, a home office, or additional living space. Outside, enjoy a spacious backyard perfect for relaxing or entertaining, along with a two-car garage and well-maintained landscaping. The newer roof adds even more peace of mind. Located in Bristol Meadows, you'll enjoy convenient access to major roadways and the interstate, making commutes throughout Zephyrhills, Wesley Chapel, and the greater Tampa Bay area a breeze. Plus, you're close to shopping, dining, and entertainment. This home is ready for you to make it your own!

The essentials

Built
2021
Price / sqft
$189
On market
58 days
Annual tax
$4,269
HOA
$91/mo
Flood zone
X · Low risk
Lot
6,215 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
6,215 sqft lot
Lot size
1,849 sqft
Living area

Payment

Est. monthly payment
$2,441/mo
Down payment (20%)
$69,800
Property taxes
$356/mo
HOA
$91/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,215 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
58
Living Room/Dining Room Combo
Open Floorplan
Thermostat
Walk-in Closet(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,269
Parcel #
21-26-23-0050-00700-0100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bristol Mdws Ph 1a & 1b
County
Pasco
MLS Area
33540 - Zephyrhills
Lot Size
6,215 sqft
HOA
$91/mo
Home River Group - Jerry Elmore

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #TB8539263
$349,000-0.3%
$189/sqft
8/15/2026
Listed for sale
Source: Stellar MLS #TB8539263
$350,000+32.5%
$189/sqft
9/9/2021
Sold
Source: Pasco County Public Record
$264,200
$143/sqft

Neighborhood

38602 Finn Clover Ln
Zephyrhills, FL, 33540 · 33540 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $349,000
$347,500 – $349,000
99.5% – 100% of listTops out right at the list price
80% of listList price
66 of the last 103 home closings in 33540 landed at this number or higher (64%). The median one sat 38 days before it went under contract, and this one is on day 58 after a $1,000 cut.

Sample: 103 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,441/mo
Principal & interest$1,820
Property taxes$356
Insurance$175
HOA$91
Down payment20% · $69,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,000

$189 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,849 sq ft

Time on market

58 days

Year built

2021

Monthly payment

About $2,441/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,269 annual tax bill, insurance, and the $91/mo HOA fee.

HOA fee

$91/mo

Managed by Home River Group - Jerry Elmore.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY LLCListing agent: Tiana JonesListing data from Stellar MLS, MLS# TB8539263.

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