12532 Buffing Rd, photo 1
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Overview

6 bd4 ba2,136 sqft1 car garageDuplex
TypeDuplex
HOANone listed
Built2022
Lot10,005 sqft
Living area2,136 sqft
Price / sqft$215
Garage1 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanRain Gutters

12532 Buffing Rd is a 2022-built home in Port Charlotte Sec 095, Port Charlotte. Inside you'll find 6 bedrooms, 4 bathrooms, and 2,136 square feet of living space. Listed at $459,000 (about $215/sqft), 58 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Investor Alert! 2023-Built Duplex — Fully Leased & 100% Turnkey This 2023-built modern duplex is a true set-and-forget investment: both units are leased and generating income, delivering immediate, stabilized cash flow from day one with zero lease-up risk. For investors seeking a hands-off addition to their portfolio—this is as turnkey as it gets: newer construction, minimal maintenance, and tenants already in place. Each side is thoughtfully designed with 3 bedrooms, 2 bathrooms, a private 1-car garage, and an interior laundry room—a layout that drives strong tenant demand and low turnover. With both doors already occupied, you step into an established rent roll rather than chasing occupancy. Both units feature luxury vinyl flooring for durability and low turnover cost, high ceilings, and open-concept layouts that keep interiors bright and rentable. Kitchens include contemporary cabinetry, stainless steel appliances, and ample counter space. Each owner's suite offers a large walk-in closet and an ensuite bath with walk-in shower, while guest baths feature a tile tub/shower combination—finishes that command quality tenants and support long-term appreciation. Built for resilience and low carrying costs: hurricane impact-resistant windows and doors throughout, and no flood insurance required—protecting both your asset and your net operating income. Connected to public water and sewer, the property sits on a quiet street backing to a greenbelt with no rear neighbors, adding the privacy tenants value and helping retention. Location supports lasting demand: minutes from Gulf Coast beaches, championship golf, dining, shopping, and entertainment, with schools, hospitals, and recreation all an easy drive—and Englewood Beach and Boca Grande under 25 minutes away. Newer construction. Both units leased. Immediate, stabilized income with minimal upkeep. This is the low-maintenance, cash-flowing asset serious investors and turnkey buyers look.

The essentials

Built
2022
Price / sqft
$215
On market
58 days
Annual tax
$7,918
Flood zone
X · Low risk
Lot
10,005 sqft
Type
Duplex

At a glance

Multi-family
Built 2022
1 car garage
10,005 sqft lot
Lot size
2,136 sqft
Living area

Payment

Est. monthly payment
$3,283/mo
Down payment (20%)
$91,800
Property taxes
$660/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Duplex
Year Built
2022
Lot
10,005 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
58
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Rain Gutters
Flood Zone X
Annual Tax (2025)
$7,918
Parcel #
412106282015

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 095
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
10,005 sqft

Price history

Date
Event
Price
8/15/2026
Listed for sale
Source: Stellar MLS #TB8539323
$459,000
$215/sqft

Neighborhood

12532 Buffing Rd
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $459,000
$440,000 – $459,000
95.7% – 100% of listTops out right at the list price
80% of listList price
230 of the last 459 home closings in 33981 landed at this number or higher (50%). The median one sat 89 days before it went under contract, and this one is on day 58.

Sample: 459 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,283/mo
Principal & interest$2,394
Property taxes$660
Insurance$230
Down payment20% · $91,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$459,000

$215 per sq ft

Beds and baths

6 beds, 4 baths

Size

2,136 sq ft

Time on market

58 days

Year built

2022

Monthly payment

About $3,283/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,918 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byHOMESMARTListing agent: Dariusz NowakListing data from Stellar MLS, MLS# TB8539323.

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