209 Fernwood Cir #209, photo 1
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Overview

2 bd2 ba1,277 sqftCondominium
TypeCondominium
HOANone listed
Built1974
Lot206,906 sqft
Living area1,277 sqft
Price / sqft$199

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingOpen FloorplanWalk-in Closet(s)Window TreatmentsLightingOutdoor GrillOutdoor Shower

209 Fernwood Cir #209 is a 1974-built home in Gardens The Condo, Seminole. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,277 square feet of living space. Listed at $253,900 (about $199/sqft), 53 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Seminole’s hidden gem! Discover The Gardens, a highly sought-after, pet-friendly 55+ community tucked away on 4 acres of beautifully landscaped, tree-shaded grounds adjacent to Lake Seminole Park with the association backing to the Lake Seminole Bypass Canal. This beautifully remodeled 2-bedroom, 2-bath corner unit offers the perfect combination of style, comfort, privacy, and convenience. Located on the second floor, this turnkey home has been thoughtfully updated with quality finishes throughout. The living area and kitchen overlook the lush grounds and heated pool, while the bedrooms enjoy peaceful views of the canal and pond. Every update is less than four years old, so there is truly nothing to do but move in and enjoy. Features include replaced kitchen cabinets, island kitchen counter, granite counter tops with backsplash, hurricane-rated double-pane windows, Therma-Core 3DX luxury vinyl plank flooring throughout, crown molding, Veneta blinds throughout, ceiling fans in every room, pendant lighting, antibacterial door hardware and new bathroom ventilation fans. The kitchen appliances and washer/dryer have also been replaced, adding to the home’s move-in-ready appeal. A convenient 2-car carport and an ideal location within The Gardens complete the package. With beautiful views, extensive updates and a wonderfully maintained 55+ community setting, this is a special opportunity to own a home that is truly ready to enjoy.

The essentials

Built
1974
Price / sqft
$199
On market
53 days
Annual tax
$2,006
Flood zone
AE
Lot
206,906 sqft
Type
Condominium

At a glance

Condo
Built 1974
Community pool
Shared amenity
Assigned parking
1,277 sqft
Living area

Payment

Est. monthly payment
$1,618/mo
Down payment (20%)
$50,780
Property taxes
$167/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1974
Lot
206,906 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Guest
Days on Market
53
Ceiling Fans(s)
Crown Molding
Open Floorplan
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Grill
Outdoor Shower
Private Entrance
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,006
Parcel #
26-30-15-30271-003-2090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gardens The Condo
County
Pinellas
MLS Area
33777 - Seminole/Largo
Lot Size
206,906 sqft

Price history

Date
Event
Price
8/19/2026
Listed for sale
Source: Stellar MLS #TB8539512
$253,900
$199/sqft

Neighborhood

209 Fernwood Cir #209
Seminole, FL, 33777 · 33777 - Seminole/Largo

Market insights

Offer Insights

Choose an offer strength

List price: $253,900
$242,500 – $253,900
95.1% – 100% of listTops out right at the list price
80% of listList price
20 of the last 38 condo closings in 33777 landed at this number or higher (53%). The median one sat 64 days before it went under contract, and this one is on day 53.

Sample: 38 closed condo sales in 33777 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,618/mo
Principal & interest$1,324
Property taxes$167
Insurance$127
Down payment20% · $50,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$253,900

$199 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,277 sq ft

Time on market

53 days

Year built

1974

Monthly payment

About $1,618/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,006 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPINELLAS REALTY GROUP INCListing agent: Temme PetersonListing data from Stellar MLS, MLS# TB8539512.

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