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Overview

4 bd4 ba2,338 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1958
Lot26,140 sqft
Living area2,338 sqft
Price / sqft$513
Garage2 car

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About this home

Ceiling Fans(s)Primary Bedroom Main FloorThermostatWalk-in Closet(s)Fire PitOutdoor KitchenRain GuttersConvection Oven

904 Bayshore Dr is a 1958-built home in Fergusons Cedar Bluffs, Tarpon Springs. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,338 square feet of living space. Listed at $1,200,000 (about $513/sqft), 53 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this exceptional waterfront property offering the best of Florida living on a spacious double corner lot with direct Gulf access. Surrounded by mature tropical landscaping and beautiful natural scenery, this unique home provides privacy, abundant outdoor space, and an ideal setting for enjoying the Florida lifestyle. Inside, the home features a bright, open-concept living area with an expansive layout designed for entertaining and everyday living. With 4 bedrooms, 2 full baths and 2 half baths. Walls of windows and glass doors bring the outdoors in and create a seamless connection to the covered and screened outdoor living spaces. The beautifully updated kitchen offers abundant cabinetry, butcher-block countertops, stainless steel appliances, and a clean, modern aesthetic. One of the home’s standout features is its impressive outdoor entertaining area, complete with a covered screened enclosure and outdoor kitchen/grilling area—perfect for relaxing with friends and family after a day on the water. The generous double-lot setting provides room to enjoy the lush grounds, gardens, mature trees, and waterfront surroundings. The home also features fully owned solar panels, helping enhance energy efficiency while taking advantage of Florida’s abundant sunshine. Additional improvements include updated flooring, recessed lighting, ceiling fans, contemporary finishes, and extensive windows throughout the main living spaces. For boaters and water enthusiasts, the direct Gulf access is a major highlight, offering the opportunity to enjoy boating, fishing, kayaking, and the surrounding waterways right from home. The dock comes with a 10,000 pound boat lift, two lifts for personal water crafts, water and power. This property did not experience flooding during Hurricanes Helene or Milton in 2024, an important consideration for waterfront buyers.

The essentials

Built
1958
Price / sqft
$513
On market
53 days
Annual tax
$11,650
Flood zone
X · Low risk
Lot
26,140 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 1958
Waterfront
Bayou
2 car garage
Covered
0.60 acres
Lot size
2,338 sqft
Living area

Payment

Est. monthly payment
$7,829/mo
Down payment (20%)
$240,000
Property taxes
$971/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1958
Lot
26,140 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Covered, Garage Door Opener, Garage Faces Side, Off Street, Oversized
Waterfront
Bayou
Days on Market
53
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Fire Pit
Outdoor Kitchen
Rain Gutters
Convection Oven
Dishwasher
Dryer
Electric Water Heater
Kitchen Reverse Osmosis System
Range
Range Hood
Refrigerator
Washer
Water Softener
Elementary
Sunset Hills Elementary-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$11,650
Parcel #
11-27-15-27576-000-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fergusons Cedar Bluffs
County
Pinellas
MLS Area
34689 - Tarpon Springs
Lot Size
26,140 sqft
Corner LotCity LimitsLandscapedOversized LotPaved

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #TB8540475
$1,200,000-4.0%
$513/sqft
8/20/2026
Listed for sale
Source: Stellar MLS #TB8540475
$1,250,000
$535/sqft

Neighborhood

904 Bayshore Dr
Tarpon Springs, FL, 34689 · 34689 - Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $1,200,000
$1.18M – $1.20M
98.4% – 100% of listTops out right at the list price
80% of listList price
92 of the last 183 home closings in 34689 landed at this number or higher (50%). The median one sat 30 days before it went under contract, and this one is on day 53 after a $50,000 cut.

Sample: 183 closed home sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,829/mo
Principal & interest$6,258
Property taxes$971
Insurance$600
Down payment20% · $240,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,200,000

$513 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,338 sq ft

Time on market

53 days

Year built

1958

Monthly payment

About $7,829/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,650 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byHOMESMARTListing agent: Andrew HentzenListing data from Stellar MLS, MLS# TB8540475.

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