5855 Midnight Pass Rd #222, photo 1
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Overview

2 bd2 ba1,180 sqftCondominium
TypeCondominium
HOA$2,350.64/qtr
Built1976
Living area1,180 sqft
Price / sqft$525

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSplit BedroomThermostatWalk-in Closet(s)Window TreatmentsBalcony

5855 Midnight Pass Rd #222 is a 1976-built home in Harbor Towers Y & R, Sarasota. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,180 square feet of living space. Listed at $620,000 (about $525/sqft), 52 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $2,350.64 quarterly.

From the listing

Turnkey and ready for its next chapter, this spacious residence in the curve of Harbor Towers Yacht & Racquet Club is one of the largest floor plans in the building, featuring a split layout with each bedroom offering its own private bathroom. Sold completely furnished, this unit makes it effortless to fly or drive down and start enjoying it immediately, or begin renting it out right away. A rare find: existing washer/dryer electric hookups are already in place beneath the kitchen counter, a feature the building no longer permits for new installations. There's also a washer and dryer room located on the second floor just a few doors down. Picture the perfect Florida day: morning coffee on your enclosed patio overlooking the peaceful pond, then a match on the on-site tennis courts before laying out by the beautiful pool, both with views over the dock and water. Hop the trolley or take a short drive to the rose quartz sand beaches of Siesta Key, then wind down with happy hour and live music in Siesta Key Village. This unit can be rented short-term with a two-week minimum, and owners have the flexibility to use the community's on-site property management or bring in their own. Just three minutes to Siesta Key's world-famous beaches and five minutes to the shops and restaurants of Siesta Key Village, this is the perfect Florida lifestyle. Schedule your private showing today. Buyer to verify HOA rules regarding laundry hookups, boat slip rental terms, property management options, and rental restrictions.

The essentials

Built
1976
Price / sqft
$525
On market
52 days
Annual tax
$5,114
HOA
$2,350.64/qtr
Flood zone
AE
Type
Condominium

At a glance

Condo
7 stories · 1976
Waterfront
Bay/Harbor
Community pool
Fitness center too
Assigned parking
Private balcony
Outdoor space

Payment

Est. monthly payment
$4,754/mo
Down payment (20%)
$124,000
Property taxes
$426/mo
HOA
$2,350.64/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1976
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned
Waterfront
Bay/Harbor
Days on Market
52
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Outdoor Grill
Outdoor Shower
Sauna
Storage
Tennis Court(s)
Association Recreation - Owned
Buyer Approval Required
Fitness Center
Gated Community - No Guard
Pool
Sidewalks
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Phillippi Shores Elementary
Middle
Brookside Middle
High
Sarasota High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2026)
$5,114
Parcel #
0105134044

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Towers Y & R
County
Sarasota
MLS Area
34242 - Sarasota/Crescent Beach/Siesta Key
Lot Size
-
HOA
$2,350.64/qtr
David Krause

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #TB8540644
$620,000-0.8%
$525/sqft
8/21/2026
Listed for sale
Source: Stellar MLS #TB8540644
$625,000
$530/sqft

Neighborhood

5855 Midnight Pass Rd #222
Sarasota, FL, 34242 · 34242 - Sarasota/Crescent Beach/Siesta Key

Market insights

Offer Insights

Choose an offer strength

List price: $620,000
$595,000 – $620,000
95.7% – 100% of listTops out right at the list price
80% of listList price
52 of the last 103 condo closings in 34242 landed at this number or higher (50%). The median one sat 122 days before it went under contract, and this one is on day 52 after a $5,000 cut.

Sample: 103 closed condo sales in 34242 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,754/mo
Principal & interest$3,234
Property taxes$426
Insurance$310
HOA$784
Down payment20% · $124,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$620,000

$525 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,180 sq ft

Time on market

52 days

Year built

1976

Monthly payment

About $4,754/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,114 annual tax bill, insurance, and the $2,350.64/qtr HOA fee.

HOA fee

$2,350.64/qtr

Managed by David Krause.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCAPSTAR REAL ESTATE LLCListing agent: Koniko TrakisListing data from Stellar MLS, MLS# TB8540644.

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