1403 Trailwater St, photo 1
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Overview

3 bd3 ba1,577 sqft2 car garageSingle Family
TypeSingle Family
HOA$285/qtr
Built2015
Lot4,400 sqft
Living area1,577 sqft
Price / sqft$221
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenPest Guard SystemPrimarybedroom UpstairsStone CountersThermostatWalk-in Closet(s)Hurricane Shutters

1403 Trailwater St is a 2015-built home in Hawks Point Ph 1c-2 & 1d, Ruskin. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,577 square feet of living space. Listed at $349,000 (about $221/sqft), 52 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $285 quarterly.

From the listing

Virtually Staged. $5,000 Grant Available to Buyers when using Chase Bank as your Lender. Discover the perfect blend of modern comfort and timeless charm in this beautifully renovated 3 bedroom, 2 ½ bath home at 1403 Trailwater Street in the Hawk’s Point Community of Ruskin. Step inside to find a designer-inspired interior where every detail has been carefully considered. As soon as you enter, the opened staircase allows full view of the bright expansive living area. Your eye is captured by the warm luxury vinyl plank flooring that flows throughout the 1,577 square feet of living space, complemented by rich, dark woodwork and elegant glass door knobs that add a touch of elegance. The sun-drenched dining area opens to the patio overlooking tranquil greenery. The elegant kitchen features modern solid wood cabinetry with crown molding, gorgeous gold hardware, updated fixtures, sleek granite countertops with custom tile backsplash, stainless steel appliances including new microwave, breakfast bar, and pantry. An airy 1/2 bath on the first floor has been completely transformed, offering clean lines, granite countertops, modern fixtures, and fresh tile floor. The second floor boasts a laundry area complete with frontload Samsung washer and dryer on pedestals and ample storage above. The striking primary suite offers a luxurious spa-like bath with convenient double sinks, rejuvenating walk-in shower, and a large walk-in closet. Two additional bedrooms provide ample closet space and natural lighting, while the main bath matches the ½ bath below delivering both style and functionality. Fully renovated and move-in-ready, no part of this home has been left untouched with a new roof, fresh paint and stunning new light fixtures inside and out, updated staircase, completely revamped kitchen and bathrooms and new flooring throughout. This home resides within a desirable gated community, offering an added layer of security. Situated on a lot with a beautiful back yard, the property backs up to a peaceful greenbelt for added privacy. Residents enjoy access to 2 resort-style pools, dog park, playground and fitness center. The convenient location places you moments from the interstate, the new Publix, and top-rated schools, striking an ideal balance between peaceful neighborhood living and easy access to daily necessities. Priced at $359,000, this move in ready residence presents a rare opportunity to own affordable luxury in a community that feels just right.

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The essentials

Built
2015
Price / sqft
$221
On market
52 days
Annual tax
$5,846
HOA
$285/qtr
Flood zone
X · Low risk
Lot
4,400 sqft
Type
Single Family Residence

At a glance

Single family
Built 2015
2 car garage
Driveway
4,400 sqft lot
Lot size
1,577 sqft
Living area

Payment

Est. monthly payment
$2,577/mo
Down payment (20%)
$69,800
Property taxes
$487/mo
HOA
$285/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2015
Lot
4,400 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
52
Ceiling Fans(s)
Eat-in Kitchen
Pest Guard System
Primarybedroom Upstairs
Stone Counters
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Sidewalk
Deed Restrictions
Gated Community - No Guard
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Cypress Creek-HB
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,846
Parcel #
U-04-32-19-9WM-000027-00008.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hawks Point Ph 1c-2 & 1d
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
4,400 sqft
In CountyLevelSidewalkPaved
HOA
$285/qtr
Sean Noonan

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8541283
$349,000-2.8%
$221/sqft
8/21/2026
Listed for sale
Source: Stellar MLS #TB8541283
$359,000+22.5%
$228/sqft
9/18/2024
Sold
Source: Hillsborough County Public Record
$293,000
$186/sqft

Neighborhood

1403 Trailwater St
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $349,000
$347,500 – $349,000
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 52 after a $10,000 cut.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,577/mo
Principal & interest$1,820
Property taxes$487
Insurance$175
HOA$95
Down payment20% · $69,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,000

$221 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,577 sq ft

Time on market

52 days

Year built

2015

Monthly payment

About $2,577/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,846 annual tax bill, insurance, and the $285/qtr HOA fee.

HOA fee

$285/qtr

Managed by Sean Noonan.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 BEGGINS ENTERPRISESListing agent: Jacquelyn StoneListing data from Stellar MLS, MLS# TB8541283.

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