ASSUMABLE FHA LOAN AT 2.75%!!! Welcome to this inviting 3-bedroom, 2.5-bath home in the gated community of Lucaya Lake Club, built in 2020 and offering a comfortable, functional layout with plenty of room to spread out. The seller is offering a $5,000 credit that can be used toward replacing the carpet, giving the next owner an opportunity to personalize the home right away. The main living area features an open-concept design connecting the kitchen, dining area, and living room, creating a bright and welcoming space for everyday living and entertaining. Large windows allow abundant natural light to fill the living room, while the kitchen offers white cabinetry, granite countertops, stainless steel appliances, a large center island with seating, and a spacious pantry for additional storage. A convenient half bath completes the first floor. Upstairs, a spacious loft provides valuable additional living space and is also filled with natural light, making it a great option for a home office, media room, play area, or flexible bonus space. The primary bedroom offers generous proportions along with an en-suite bathroom featuring dual sinks, a walk-in shower, and a large walk-in closet. Two additional bedrooms, another full bathroom, and an upstairs laundry room round out the second level. Outside, enjoy Florida living from the extended screened-in lanai, overlooking a fully fenced backyard with room for outdoor activities, pets, gardening, or simply relaxing at home. Lucaya Lake Club is known for its impressive resort-style amenities, including a resort-style pool, fitness center, clubhouse, and playground, all within a gated community. The location also puts you close to Riverview's wide selection of shopping and restaurants, with convenient access to Highway 301 and Interstate 75. USF and downtown Tampa are within easy reach, while Florida's beautiful Gulf Coast beaches make for an easy day trip. With its practical layout, versatile loft, fenced backyard, screened outdoor living space, and access to outstanding community amenities, this home offers an excellent opportunity for a first-time home buyer or anyone looking for a home with room to grow. Schedule your private showing today before this one is gone. This home won't last long!