6420 Sunset Bay Cir, photo 1
Active
1 / 51

Overview

3 bd3 ba2,350 sqft3 car garageTownhouse
TypeTownhouse
HOA$940/mo
Built2006
Lot2,123 sqft
Living area2,350 sqft
Price / sqft$226
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ElevatorKitchen/Family Room ComboOpen FloorplanSolid Surface CountersWindow TreatmentsBalconyGated Community - No Guard

6420 Sunset Bay Cir is a 2006-built home in Sunset Bay Twnhms, Apollo Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,350 square feet of living space. Listed at $530,000 (about $226/sqft), 40 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $940 monthly.

From the listing

EXCEPTIONAL WATERFRONT TOWNHOME COMING SOON, THIS LUXERY PROPERTY HITS THE MARKET ON SATURDAY, SEPTEMBER 19TH. *Owners are relocating* providing a unique opportunity that allows for additional options such as: ALL LEVELS FULLY FURNISHED - ADJACENT BACK YARD BOAT SLIP(BOAT SLIP PURCHASED SEPARATELY) - 21ft BENNINGTON (300hrs) CURRENTLY IN SLIP. This premium home is situated in a PET FRIENDLY small 37 unit GATED COMMUNITY and boasts many unique features that provide standout appeal including: RARE END UNIT LOCATION WITH 3 DIFFERENT WATER VIEWS (bay, pool and pond) - GROUND LEVEL WITH BUILT IN PRIVATE ELEVATOR HOSTS AN UNCOMMON 2 CAR DRIVEWAY WITH A TANDEM GARAGE THAT INCLUDES A SPACIOUS FURNISHED GAME ROOM - THE NEWLY UPGRADED HVAC INCLUDES A WHOLE HOUSE DEHUMIDIFIER THAT PROVIDES AN ULTRA LOW HUMIDITY ENVIRONMENT YEAR AROUND. For boating enthusiasts, direct deep-water access to Tampa Bay and the Gulf of Mexico is just moments away. This thoughtfully designed residence features 3 bedrooms and 2.5 bathrooms. Upon entry, you'll find a spacious foyer and abundant storage with a rear facing private waterfront patio, perfect for grilling that adjoins to the game room. The main living level is designed for both everyday comfort and effortless entertainment. Soaring ceilings, crown molding, and abundant natural light with custom plantation shutters throughout the home all create a warm and inviting atmosphere throughout. The chef-inspired kitchen features custom solid-wood white cabinetry, engineered stone countertops, decorative tile backsplash, built-in oven, and an oversized breakfast bar. French doors open to a screened and covered balcony where spectacular water views of dolphins and manatees provide the perfect backdrop for morning coffee, evening cocktails, and unforgettable sunsets. The main-level owner's suite offers a private retreat with a spacious walk-in closet and spa-inspired bath featuring dual vanities, a soaking tub, and walk-in upgraded shower. Upstairs, two generously sized guest bedrooms can sleep 6 with tray ceilings and large walk-in closets. One large full bath supports both bedrooms, while an additional sitting area in the bay facing bedroom provides flexibility for a home office, fitness space, or reading nook. This end-unit allows for exceptional quiet and privacy with only one shared wall. The HOA provides beautifully maintained grounds, and the residents of this Sunset Bay community enjoy resort-style amenities including a waterfront pool, cabana, scenic boardwalk, lagoon, private fishing dock, and lush landscaping. HOA fees include water service and flood insurance for added value and peace of mind. This opportunity becomes even more appealing if a buyer prefers to take advantage of the show room furnished option and-or the prospect of a owning their own private dock which creates a truly turnkey waterfront retreat. Luxury waterfront living, breathtaking views, resort-style amenities, and direct boating access with the added bonus of having HOA supported Flood Insurance — this is Sunset Bay at its finest.

The essentials

Built
2006
Price / sqft
$226
On market
40 days
Annual tax
$8,877
HOA
$940/mo
Flood zone
AE
Lot
2,123 sqft
Type
Townhouse

At a glance

Townhouse
3 stories · 2006
Water views
Water
Community pool
Shared amenity
3 car garage
Driveway
2,123 sqft lot
Lot size

Payment

Est. monthly payment
$4,709/mo
Down payment (20%)
$106,000
Property taxes
$740/mo
HOA
$940/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2006
Lot
2,123 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Ground Level, Guest, Reserved
Days on Market
40
Ceiling Fans(s)
Elevator
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Window Treatments
Balcony
Gated Community - No Guard
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Apollo Beach-HB
Middle
Eisenhower-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$8,877
Parcel #
U-20-31-19-773-000000-00028.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunset Bay Twnhms
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
2,123 sqft
Flood Insurance RequiredFloodZoneIn CountyNear MarinaNear Public TransitSidewalkPaved
HOA
$940/mo
TRISTAN TIMMER

Price history

Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #TB8542304
$530,000-8.8%
$226/sqft
9/12/2022
Sold
Source: Hillsborough County Public Record
$581,000
$247/sqft

Neighborhood

6420 Sunset Bay Cir
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $530,000
$525,000 – $530,000
99.5% – 100% of listTops out right at the list price
80% of listList price
43 of the last 69 townhouse or villa closings in 33572 landed at this number or higher (62%). The median one sat 48 days before it went under contract, and this one is on day 40.

Sample: 69 closed townhouse or villa sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,709/mo
Principal & interest$2,764
Property taxes$740
Insurance$265
HOA$940
Down payment20% · $106,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$530,000

$226 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,350 sq ft

Time on market

40 days

Year built

2006

Monthly payment

About $4,709/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,877 annual tax bill, insurance, and the $940/mo HOA fee.

HOA fee

$940/mo

Managed by TRISTAN TIMMER.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY INCListing agent: Vojtech BosekListing data from Stellar MLS, MLS# TB8542304.

Keep exploring Florida

Pick up where you left off, or see what else is out there.