Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2027
Different rules apply when you buy new
Build snapshot
- Build year
- 2027
- Builder
- Ask the team — not on MLS
- Community
- CABOT CITRUS FARMS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$657/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
18381 Split Rail Rd is a 2027-built home in Cabot Citrus Farms, Brooksville. Inside you'll find 4 bedrooms, 6 bathrooms, and 3,570 square feet of living space. Listed at $4,500,000 (about $1,261/sqft), 46 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $657 monthly.
Pre-Construction. To be built. Perfectly positioned within Citrus Ridge at Cabot Citrus Farms, Fairway Home 18 overlooks the rolling fairways of Karoo and is steps away from two world-class golf courses. Thoughtfully designed with inviting interiors and expansive living spaces, the home offers a seamless balance of comfort, privacy, and connection to the surrounding landscape. Owners can personalize their residence through three curated interior colour schemes: Wild Sky, Citrus Springs, and Woodland Escape where each interior is inspired by the natural beauty of Central Florida. Blending relaxed luxury with effortless access to golf and resort amenities, Fairway Home 18 captures the essence of elevated living at Cabot. 4 Bedrooms & Loft | 5.5 Bathrooms SF: 4,370
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 195 closed home sales in 34614 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$4,500,000
$1,261 per sq ft
Beds and baths
4 beds, 6 baths
Size
3,570 sq ft
Time on market
46 days
Year built
2027
Monthly payment
About $26,900/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,292 annual tax bill, insurance, and the $657/mo HOA fee.
HOA fee
$657/mo
Managed by Amanda Burns.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
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