17624 SE 108th Ter, photo 1
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Overview

2 bd2 ba1,144 sqft2 car garageSingle Family
TypeSingle Family
HOA$134/mo
Built1990
Lot10,019 sqft
Living area1,144 sqft
Price / sqft$191
Garage2 car

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About this home

Ceiling Fans(s)Primary Bedroom Main FloorSolid Wood CabinetsThermostatWalk-in Closet(s)Private YardClubhouseDeed Restrictions

17624 SE 108th Ter is a 1990-built home in Spruce Crk South I, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,144 square feet of living space. Listed at $219,000 (about $191/sqft), 50 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $134 monthly.

From the listing

Virtually Staged. Welcome to easy Florida living in the desirable gated 55+ community of Spruce Creek South! Whether you’re searching for a full-time residence or the perfect seasonal escape, this beautifully refreshed 2-bedroom, 2-bath home with a 2-car garage offers the perfect combination of comfort, convenience and an active Florida lifestyle. Situated on a corner lot with a fenced backyard, this move-in-ready home features brand-new luxury vinyl plank flooring throughout, brand-new appliances and fresh interior paint. Even better, several big-ticket items have already been taken care of, including a NEW ROOF in 2025, HVAC system installed in 2017 and a water heater approximately 2 years old. The property is also located in FEMA Flood Zone X, outside the Special Flood Hazard Area and not within a designated evacuation zone. Enjoy Florida’s beautiful weather from the sunroom or the additional screened porch—two great spaces for morning coffee, relaxing with a good book or entertaining friends and family. Spruce Creek South makes it easy to be as active or social as you’d like. This golf-cart-friendly community offers a heated outdoor pool, fitness center, pickleball, tennis, bocce, shuffleboard, softball, billiards and a clubhouse featuring card and game rooms, arts and crafts spaces and a variety of community activities. Golfers will appreciate The Links at Spruce Creek South, an 18-hole golf course designed by Terry Doss and located right within the community, with optional golf programs available. The location is hard to beat! Spruce Creek South is just minutes from The Villages, putting an incredible variety of shopping, dining, entertainment, medical services and everyday conveniences close at hand. With major updates already completed, multiple indoor and outdoor living spaces, a fenced backyard, corner lot, 2-car garage and an amenity-rich 55+ community, this home is ready to enjoy from day one. Bring the golf cart, pack the golf clubs and start enjoying the Florida lifestyle you’ve been waiting for!

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The essentials

Built
1990
Price / sqft
$191
On market
50 days
Annual tax
$514
HOA
$134/mo
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
Community pool
Fitness center too
2 car garage
10,019 sqft lot
Lot size
1,144 sqft
Living area

Payment

Est. monthly payment
$1,428/mo
Down payment (20%)
$43,800
Property taxes
$43/mo
HOA
$134/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
10,019 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
50
Ceiling Fans(s)
Primary Bedroom Main Floor
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Private Yard
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Built-in Oven
Cooktop
Dishwasher
Electric Water Heater
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$514
Parcel #
6001-002-010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Crk South I
County
Marion
MLS Area
34491 - Summerfield
Lot Size
10,019 sqft
HOA
$134/mo
Carl

Price history

Date
Event
Price
10/13/2026
Price change
Source: Stellar MLS #TB8542986
$219,000-4.4%
$191/sqft
8/26/2026
Listed for sale
Source: Stellar MLS #TB8542986
$229,000
$200/sqft

Neighborhood

17624 SE 108th Ter
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $219,000
$215,000 – $219,000
98.1% – 100% of listTops out right at the list price
80% of listList price
177 of the last 353 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 50 after a $10,000 cut.

Sample: 353 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,429/mo
Principal & interest$1,142
Property taxes$43
Insurance$110
HOA$134
Down payment20% · $43,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$219,000

$191 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,144 sq ft

Time on market

50 days

Year built

1990

Monthly payment

About $1,428/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $514 annual tax bill, insurance, and the $134/mo HOA fee.

HOA fee

$134/mo

Managed by Carl.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byLPT REALTY, LLCListing agent: Krystal RooneyListing data from Stellar MLS, MLS# TB8542986.

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