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About this home
20456 Needletree Dr is a 2006-built home in Hammocks, Tampa. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,322 square feet of living space. Listed at $249,900 (about $189/sqft), 48 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $700 quarterly.
Welcome to this inviting 2-bedroom, 2.5-bath townhome with a versatile loft, 1-car garage, and private backyard patio in the gated community of The Hammocks of New Tampa. Residents enjoy access to a community pool and fitness center, all in a convenient location close to shopping, dining, and everyday essentials. The main level features ceramic tile flooring and an open, comfortable layout. The kitchen offers 42-inch cherry cabinetry, generous storage, a breakfast bar, dining area, and a new dishwasher installed in 2026. The living area opens through sliding glass doors to the backyard patio, creating an easy indoor-outdoor flow. Additional highlights include convenient under-stair storage and a half bath with an updated sink and vanity. Upstairs, new luxury vinyl plank flooring installed in 2026 extends throughout the bedrooms, loft, and bathrooms. The spacious primary suite features a walk-in closet and private bath with shower, while the second bedroom is conveniently located near the full bath with a tub/shower combination. The loft includes a closet and provides flexible space for a home office, sitting area, or additional living space. Upstairs bathroom sinks and faucets were also updated in 2026. Recent improvements include a new hot water heater and dishwasher in 2026, central air conditioning in 2022, interior paint in 2023, washer in 2023, dryer in 2022, and garbage disposal in 2022. Enjoy low-maintenance townhome living in a gated New Tampa community with desirable amenities and a location just minutes from shopping, restaurants, and more.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$249,900
$189 per sq ft
Beds and baths
2 beds, 3 baths
Size
1,322 sq ft
Time on market
48 days
Year built
2006
Monthly payment
About $2,144/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,794 annual tax bill, insurance, and the $700/qtr HOA fee.
HOA fee
$700/qtr
Managed by Amanda.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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