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Overview

2 bd3 ba1,322 sqft1 car garageTownhouse
TypeTownhouse
HOA$700/qtr
Built2006
Lot1,657 sqft
Living area1,322 sqft
Price / sqft$189
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimarybedroom UpstairsWalk-in Closet(s)LightingRain GuttersSidewalkClubhouse

20456 Needletree Dr is a 2006-built home in Hammocks, Tampa. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,322 square feet of living space. Listed at $249,900 (about $189/sqft), 48 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $700 quarterly.

From the listing

Welcome to this inviting 2-bedroom, 2.5-bath townhome with a versatile loft, 1-car garage, and private backyard patio in the gated community of The Hammocks of New Tampa. Residents enjoy access to a community pool and fitness center, all in a convenient location close to shopping, dining, and everyday essentials. The main level features ceramic tile flooring and an open, comfortable layout. The kitchen offers 42-inch cherry cabinetry, generous storage, a breakfast bar, dining area, and a new dishwasher installed in 2026. The living area opens through sliding glass doors to the backyard patio, creating an easy indoor-outdoor flow. Additional highlights include convenient under-stair storage and a half bath with an updated sink and vanity. Upstairs, new luxury vinyl plank flooring installed in 2026 extends throughout the bedrooms, loft, and bathrooms. The spacious primary suite features a walk-in closet and private bath with shower, while the second bedroom is conveniently located near the full bath with a tub/shower combination. The loft includes a closet and provides flexible space for a home office, sitting area, or additional living space. Upstairs bathroom sinks and faucets were also updated in 2026. Recent improvements include a new hot water heater and dishwasher in 2026, central air conditioning in 2022, interior paint in 2023, washer in 2023, dryer in 2022, and garbage disposal in 2022. Enjoy low-maintenance townhome living in a gated New Tampa community with desirable amenities and a location just minutes from shopping, restaurants, and more.

The essentials

Built
2006
Price / sqft
$189
On market
48 days
Annual tax
$5,794
HOA
$700/qtr
Flood zone
X · Low risk
Lot
1,657 sqft
Type
Townhouse

At a glance

Townhouse
Built 2006
Community pool
Fitness center too
1 car garage
1,657 sqft lot
Lot size
1,322 sqft
Living area

Payment

Est. monthly payment
$2,144/mo
Down payment (20%)
$49,980
Property taxes
$483/mo
HOA
$700/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2006
Lot
1,657 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
48
Ceiling Fans(s)
Open Floorplan
Primarybedroom Upstairs
Walk-in Closet(s)
Lighting
Rain Gutters
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Turner Elem-HB
Middle
Bartels Middle
High
Wharton-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,794
Parcel #
A-01-27-19-88J-000005-00004.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammocks
County
Hillsborough
MLS Area
33647 - Tampa / Tampa Palms
Lot Size
1,657 sqft
In CountySidewalkPaved
HOA
$700/qtr
Amanda

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #TB8543539
$249,900+10.1%
$189/sqft
9/15/2021
Sold
Source: Hillsborough County Public Record
$227,000
$172/sqft

Neighborhood

20456 Needletree Dr
Tampa, FL, 33647 · 33647 - Tampa / Tampa Palms

Market insights

Offer Insights

Choose an offer strength

List price: $249,900
$249,900
99.5% – 100% of listTops out right at the list price
80% of listList price
41 of the last 76 townhouse or villa closings in 33647 landed at this number or higher (54%). The median one sat 31 days before it went under contract, and this one is on day 48.

Sample: 76 closed townhouse or villa sales in 33647 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,144/mo
Principal & interest$1,303
Property taxes$483
Insurance$125
HOA$233
Down payment20% · $49,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,900

$189 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,322 sq ft

Time on market

48 days

Year built

2006

Monthly payment

About $2,144/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,794 annual tax bill, insurance, and the $700/qtr HOA fee.

HOA fee

$700/qtr

Managed by Amanda.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCENTURY 21 BILL NYE REALTYListing agent: Molly NyeListing data from Stellar MLS, MLS# TB8543539.

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