3412 E Fern St, photo 1
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Overview

4 bd2 ba2,027 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1960
Lot7,102 sqft
Living area2,027 sqft
Price / sqft$170
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenWalk-in Closet(s)Private YardStorageDryerMicrowaveRange

3412 E Fern St is a 1960-built home in Woodland Terrace 2nd Add, Tampa. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,027 square feet of living space. Listed at $344,999 (about $170/sqft), 42 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 3412 E Fern St, a 4-bed, 2-bath single-story home with 2,027 sq ft in the heart of Tampa. This large one-level floor plan offers two entries, plus the convenience of both a carport and a garage. Enjoy a formal living and dining room, a spacious family room, and a primary suite with private bath and walk-in closet. This home has been well cared for with numerous recent updates: brand new water softener (installed within the last year), new ceiling fans throughout, brand new washing machine, new garage door opener, newer water heater, and AC systems (2022) recently serviced and recharged. Bathrooms feature a new toilet, a new shower faucet, and vanities replaced just one year ago. The fully fenced backyard features mature, established mango and lemon trees and a detached shed/workshop with full electricity. The laundry room offers bonus storage. With no HOA, no CDD fees, and no flood zone, this home offers rare freedom and flexibility. Minutes from Ybor City, Downtown Tampa, TIA, the Riverwalk, Hyde Park, and Channelside, with easy highway access. Schedule your private showing today!

The essentials

Built
1960
Price / sqft
$170
On market
42 days
Annual tax
$3,364
Flood zone
X · Low risk
Lot
7,102 sqft
Type
Single Family Residence

At a glance

Single family
Built 1960
1 car garage
Covered
7,102 sqft lot
Lot size
2,027 sqft
Living area

Payment

Est. monthly payment
$2,252/mo
Down payment (20%)
$69,000
Property taxes
$280/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1960
Lot
7,102 sqft
Cooling
Central Air
Heating
Electric
Parking
Covered, Driveway, Garage Door Opener, Off Street
Days on Market
42
Ceiling Fans(s)
Eat-in Kitchen
Walk-in Closet(s)
Private Yard
Storage
Dryer
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Sheehy-HB
Middle
Sligh-HB
High
King-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,364
Parcel #
A-32-28-19-484-000007-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Woodland Terrace 2nd Add
County
Hillsborough
MLS Area
33610 - Tampa / East Lake
Lot Size
7,102 sqft
Oversized LotPaved

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #TB8543638
$344,999-5.5%
$170/sqft
9/3/2026
Listed for sale
Source: Stellar MLS #TB8543638
$364,999+17.7%
$180/sqft
2/15/2023
Sold
Source: Hillsborough County Public Record
$310,000
$153/sqft

Neighborhood

3412 E Fern St
Tampa, FL, 33610 · 33610 - Tampa / East Lake

Market insights

Offer Insights

Choose an offer strength

List price: $344,999
$342,500 – $344,999
99.5% – 100% of listTops out right at the list price
80% of listList price
96 of the last 164 home closings in 33610 landed at this number or higher (59%). The median one sat 38 days before it went under contract, and this one is on day 42 after a $20,000 cut.

Sample: 164 closed home sales in 33610 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,252/mo
Principal & interest$1,799
Property taxes$280
Insurance$172
Down payment20% · $69,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$344,999

$170 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,027 sq ft

Time on market

42 days

Year built

1960

Monthly payment

About $2,252/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,364 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS SOUTH TAMPAListing agent: Shelby SmithListing data from Stellar MLS, MLS# TB8543638.

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