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About this home
3640 Natural Trace St is a 2024-built home in North Park Isle Ph 2c 3b & 4, Plant City. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,415 square feet of living space. Listed at $380,000 (about $157/sqft), 24 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $109.24 annually.
Welcome to this spacious 5-bedroom, 2.5-bath home offering 2,415 heated square feet, a main-floor primary suite, versatile upstairs loft, solar panels, and peaceful pond views in the North Park Isle community. The open-concept main living area creates an inviting flow between the kitchen, dining, and family spaces, ideal for both everyday living and entertaining. The kitchen features a walk-in pantry, generous workspace, and easy access to the dining area, while French doors lead to the rear porch overlooking the landscaped backyard and pond beyond. The primary suite is conveniently located on the first floor and offers a spacious bedroom, en-suite bath, and walk-in closet. Upstairs, four additional bedrooms surround a generous loft that provides flexible space for a media area, game room, home office, or additional living area. Additional features include a dedicated interior laundry room, ceiling fans, tile and carpet flooring, irrigation system, attached two-car garage, driveway parking, and garage door opener. Residents of North Park Isle enjoy access to community amenities including a swimming pool, playground, basketball and tennis courts. Conveniently located near shopping, dining, recreation, and major roadways with easy access to Plant City and the surrounding Tampa Bay area.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$380,000
$157 per sq ft
Beds and baths
5 beds, 3 baths
Size
2,415 sq ft
Time on market
24 days
Year built
2024
Monthly payment
About $2,568/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,640 annual tax bill, insurance, and the $109.24/yr HOA fee.
HOA fee
$109.24/yr
Managed by INFRAMARK.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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