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Overview

4 bd2 ba1,840 sqft2 car garageSingle Family
TypeSingle Family
HOA$350/yr
Built2026
Lot5,500 sqft
Living area1,840 sqft
Price / sqft$197
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SPRINGS AT LAKE ALFRED
Type
Single Family Residence

True monthly carry

HOA
~$29/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanSplit BedroomStone CountersThermostatWalk-in Closet(s)Window TreatmentsSidewalkPark

384 Castle Dr is a 2026-built home in Springs At Lake Alfred, Lake Alfred. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,840 square feet of living space. Listed at $361,870 (about $197/sqft), 26 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 annually.

From the listing

Under Construction. Brand new, energy-efficient home available by Oct 2026! Prepare dinner while catching up on the days events from this home's open kitchen which overlooks a spacious great room and dining area. Retreat to your primary suite that is conveniently situated in the back of the home for plenty of privacy. Now selling, Springs at Lake Alfred Signature Series offers new single-family homes in Polk County. This community features an abundance of amenities including a pool and cabana, walking trails, a sports field, parks, and a tot lot. Schedule a tour, today. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

The essentials

Built
2026
Price / sqft
$197
On market
26 days
Annual tax
$1
HOA
$350/yr
Flood zone
X · Low risk
Lot
5,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
5,500 sqft lot
Lot size
1,840 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,097/mo
Down payment (20%)
$72,374
Property taxes
$0/mo
HOA
$350/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,500 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
26
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Sidewalk
Park
Playground
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Lake Alfred Elem
Middle
Stambaugh Middle
High
Auburndale High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$1
Parcel #
26-27-08-489020-001630

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Springs At Lake Alfred
County
Polk
MLS Area
33850 - Lake Alfred
Lot Size
5,500 sqft
HOA
$350/yr
Springs at Lake Alfred Community Development Distr

Price history

Date
Event
Price
9/16/2026
Listed for sale
Source: Stellar MLS #TB8544821
$361,870
$197/sqft

Neighborhood

384 Castle Dr
Lake Alfred, FL, 33850 · 33850 - Lake Alfred

Market insights

Offer Insights

Choose an offer strength

List price: $361,870
$360,000 – $361,870
99.5% – 100% of listTops out right at the list price
80% of listList price
59 of the last 100 home closings in 33850 landed at this number or higher (59%). The median one sat 59 days before it went under contract, and this one is on day 26.

Sample: 100 closed home sales in 33850 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,097/mo
Principal & interest$1,887
Property taxes$0
Insurance$181
HOA$29
Down payment20% · $72,374
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$361,870

$197 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,840 sq ft

Time on market

26 days

Year built

2026

Monthly payment

About $2,097/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1 annual tax bill, insurance, and the $350/yr HOA fee.

HOA fee

$350/yr

Managed by Springs at Lake Alfred Community Development Distr.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMERITAGE HOMES OF FL REALTYListing agent: Bryan SumnerListing data from Stellar MLS, MLS# TB8544821.

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