4561 Lake Fox Dr, photo 1
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Overview

4 bd3 ba3,108 sqft2 car garageSingle Family
TypeSingle Family
HOA$64/mo
Built2026
Lot7,680 sqft
Living area3,108 sqft
Price / sqft$154
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Saturday, Oct 10 · 12:00 PM to 6:00 PM

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
FOX BRANCH RANCH
Type
Single Family Residence

True monthly carry

HOA
~$64/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenIN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeSolid Surface CountersWalk-in Closet(s)

4561 Lake Fox Dr is a 2026-built home in Fox Branch Ranch, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,108 square feet of living space. Listed at $478,870 (about $154/sqft), 31 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $64 monthly.

From the listing

Under Construction. New Construction Home by M/I Homes in Fox Branch. Popular Elmhurst Bonus floorplan, elevation C. Welcome to 4561 Lake Fox Drive, Lakeland, FL — a stunning new construction home built by M/I Homes. This thoughtfully designed home offers 3,108 square foot of well-planned living space, featuring 4 bedrooms, 3 full bathrooms, and an owner's bedroom conveniently located on the main level. Step inside to discover an open-concept living space that creates a seamless flow between gathering areas, perfect for everyday living and entertaining. The quality of design is evident throughout, with careful attention to detail in every room and finish. This home includes the following: 3,108 square foot of living space, Owner's bedroom located on the first floor, 4 spacious bedrooms and 3 fiull bathrooms, Open-concept living space with a flowing floorplan, 2-car garage. This home reflects the quality and attention to detail that M/I Homes is known for, offering a floorplan designed with both comfort and functionality in mind. From the generous square footage to the smart layout featuring the owner's bedroom on the main level, every element has been crafted to enhance daily living. This is an exceptional opportunity to own a brand-new home in one of Lakeland's appealing neighborhoods. *Photos shown are for representation purposes only and may not depict the actual home.

The essentials

Built
2026
Price / sqft
$154
On market
31 days
Annual tax
$2,687
HOA
$64/mo
Flood zone
X · Low risk
Lot
7,680 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Trees/Woods
Community pool
Shared amenity
2 car garage
Covered
7,680 sqft lot
Lot size

Payment

Est. monthly payment
$3,024/mo
Down payment (20%)
$95,774
Property taxes
$224/mo
HOA
$64/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,680 sqft
Cooling
Central Air
Heating
Central
Parking
Covered, Garage Door Opener
Days on Market
31
Eat-in Kitchen
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Walk-in Closet(s)
Sidewalk
Sprinkler Metered
Community Mailbox
Deed Restrictions
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Range
Refrigerator
Tankless Water Heater
Washer
Elementary
Socrum Elem
Middle
Kathleen Middle
High
Kathleen High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$2,687
Parcel #
23-27-08-000779-001480

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fox Branch Ranch
County
Polk
MLS Area
33810 - Lakeland
Lot Size
7,680 sqft
In CountyLandscapedOversized LotPrivateSidewalkPaved
HOA
$64/mo
Joey Arroyo

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #TB8547052
$478,870-2.0%
$154/sqft
9/9/2026
Listed for sale
Source: Stellar MLS #TB8547052
$488,870
$157/sqft

Neighborhood

4561 Lake Fox Dr
Lakeland, FL, 33810 · 33810 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $478,870
$477,500 – $478,870
99.5% – 100% of listTops out right at the list price
80% of listList price
185 of the last 300 home closings in 33810 landed at this number or higher (62%). The median one sat 25 days before it went under contract, and this one is on day 31 after a $10,000 cut.

Sample: 300 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,025/mo
Principal & interest$2,497
Property taxes$224
Insurance$239
HOA$64
Down payment20% · $95,774
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$478,870

$154 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,108 sq ft

Time on market

31 days

Year built

2026

Monthly payment

About $3,024/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,687 annual tax bill, insurance, and the $64/mo HOA fee.

HOA fee

$64/mo

Managed by Joey Arroyo.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byM/I HOMESListing agent: Marshall GrayListing data from Stellar MLS, MLS# TB8547052.

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