3626 Swans Landing Dr, photo 1
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Overview

4 bd4 ba3,485 sqft3 car garageSingle Family
TypeSingle Family
HOA$2,460/yr
Built1995
Lot31,076 sqft
Living area3,485 sqft
Price / sqft$366
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Coffered Ceiling(s)Crown MoldingDry BarEat-in KitchenHigh Ceilings

3626 Swans Landing Dr is a 1995-built home in Swann Lake, Land O Lakes. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,485 square feet of living space. Listed at $1,275,000 (about $366/sqft), 51 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,460 annually.

From the listing

Rarely does a lakefront home combine recent, high-end renovations with nearly an acre of private, ski-lake frontage — this one does both. Tucked inside the gated, 55-home enclave of Swann Lake on 180-acre Lake Padgett, this 4-bedroom, 3.5-bath, 3,485-square-foot former model home has been extensively updated in 2025 and 2026, making it one of the most move-in-ready waterfront listings in Land O' Lakes. Step inside to soaring 12-foot ceilings and walls of glass framing panoramic lake views. The kitchen was fully renovated in November 2025 with brand-new countertops, cabinets, and backsplash, paired with like-new appliances — a true showpiece for entertaining. Fresh interior and exterior paint (2026), new light fixtures throughout, redone cabinetry, and new closet doors in the primary suite give the entire home a crisp, updated feel from the moment you walk in. The private office/library was just outfitted with brand-new hardwood flooring, creating a polished work-from-home retreat. The primary suite offers direct access to the screened lanai, dual walk-in closets, and a spa-style bath with an all-new countertop (2026), dual vanities, a soaking tub, and walk-in shower. A secondary bedroom with its own private bath, walk-in closet, and — new this year — its own updated flooring, sink, and countertop, is ideal as a guest suite or in-law retreat. Bathroom 2 and the laundry room also received brand-new sinks and countertops, and select bedroom windows on the south side were fitted with new blinds. Outdoor living is where this property truly becomes the epitome of an entertainer's retreat. Picture evenings by the screened, chlorinated pool with its cascading waterfall feature, grilling on the brand-new outdoor kitchen setup, and a fully integrated indoor/outdoor speaker system that carries music seamlessly from the living space out to the lanai and pool deck — setting the mood for everything from lakeside cocktail hours to full-scale gatherings under the stars. New sidewalk lighting illuminates the backyard in the evenings, and a private composite dock puts boating, skiing, fishing, kayaking, and paddleboarding on Lake Padgett right at your doorstep. Additional quality features include 8-foot interior and exterior doors, multi-panel sliding glass door walls for seamless indoor-outdoor flow, an etched glass entry door, a whole-house generator, a new pool pump, and a paver driveway and front porch. The roof is original to the home and has been inspected every year, with underlayment replaced as needed. Washer and dryer stay, making this an easy transition to lakefront living. Swann Lake residents enjoy a gated entrance, private community boat ramp and dock, tennis and pickleball courts, a basketball court, a playground, and optional boat/RV storage. Homes offering this combination — nearly an acre, private ski-lake frontage, a recently renovated interior, a pool, and gated privacy — rarely come to market. Minutes from major highways, shopping, and dining. Schedule your private showing today.

The essentials

Built
1995
Price / sqft
$366
On market
51 days
Annual tax
$7,946
HOA
$2,460/yr
Flood zone
X · Low risk
Lot
31,076 sqft
Type
Single Family Residence

At a glance

Single family
Built 1995
Waterfront
Lake Front
Private pool
Auto Cleaner
3 car garage
Driveway
0.71 acres
Lot size

Payment

Est. monthly payment
$8,155/mo
Down payment (20%)
$255,000
Property taxes
$662/mo
HOA
$2,460/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1995
Lot
31,076 sqft
Cooling
Central Air
Heating
Central, Propane
Parking
Driveway, Garage Door Opener, Golf Cart Garage, Ground Level
Pool
Auto Cleaner, Gunite, In Ground, Lighting, Outside Bath Access, Screen Enclosure, Self Cleaning, Tile
Waterfront
Lake Front
Days on Market
51
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Grill
Rain Gutters
Sidewalk
Park
Playground
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Sanders Memorial Elemen
Middle
Charles S. Rushe Middle-PO
High
Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$7,946
Parcel #
24-26-18-0090-00000-0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Swann Lake
County
Pasco
MLS Area
34639 - Land O Lakes
Lot Size
31,076 sqft
Corner LotCul-De-SacIn CountyLandscapedLevelOversized LotSlopedPaved
HOA
$2,460/yr
Avelino

Price history

Date
Event
Price
9/8/2026
Listed for sale
Source: Stellar MLS #TB8547253
$1,275,000+15.9%
$366/sqft
9/4/2025
Sold
Source: Pasco County Public Record
$1,100,000
$316/sqft

Neighborhood

3626 Swans Landing Dr
Land O Lakes, FL, 34639 · 34639 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $1,275,000
$1.26M – $1.27M
99.2% – 100% of listTops out right at the list price
80% of listList price
76 of the last 151 home closings in 34639 landed at this number or higher (50%). The median one sat 21 days before it went under contract, and this one is on day 51.

Sample: 151 closed home sales in 34639 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$8,154/mo
Principal & interest$6,650
Property taxes$662
Insurance$638
HOA$205
Down payment20% · $255,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,275,000

$366 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,485 sq ft

Time on market

51 days

Year built

1995

Monthly payment

About $8,155/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,946 annual tax bill, insurance, and the $2,460/yr HOA fee.

HOA fee

$2,460/yr

Managed by Avelino.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS SOUTH TAMPAListing agent: Audra DonaldsonListing data from Stellar MLS, MLS# TB8547253.

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