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Overview

3 bd3 ba1,961 sqft2 car garageSingle Family
TypeSingle Family
HOA$17/mo
Built2025
Lot4,456 sqft
Living area1,961 sqft
Price / sqft$172
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)Lighting

4430 Sand Dollar Way is a 2025-built home in Lane Road Sub, Zephyrhills. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,961 square feet of living space. Listed at $337,800 (about $172/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $17 monthly.

From the listing

Better than new and ready to move in! Welcome to this beautifully designed 3-bedroom, 2.5-bathroom home in Harvest Ridge, a newer community in Zephyrhills. Built by D.R. Horton in 2025, this two-story home offers approximately 1,961 square feet of thoughtfully designed living space, modern finishes, and plenty of room to grow. Step inside to an inviting open-concept main level featuring durable laminate flooring throughout. The modern kitchen is the heart of the home, offering stainless steel appliances, ample cabinetry, and a spacious center island with seating. The kitchen overlooks the bright and open living room and dining area, creating an ideal space for everyday living and entertaining. Upstairs, you'll find a large loft that provides flexible space for a home office, media room, play area, or second living space. The convenient upstairs laundry room makes household chores a breeze. The spacious primary suite features a private en-suite bathroom, while two additional generously sized bedrooms provide comfortable accommodations for family, guests, or a home office. Plush carpeting throughout the second floor adds warmth and comfort. Outside, enjoy a large backyard with plenty of space for pets, play, entertaining, or creating your own outdoor retreat. A two-car garage provides convenient parking and additional storage. Harvest Ridge residents enjoy community amenities including a community pool and park, all with an exceptionally low monthly HOA. Conveniently located near hospitals, supermarkets, shopping, restaurants, and everyday conveniences, this home also offers easy access to the popular Epperson Lagoon. With convenient access to I-75 and I-275, Tampa, surrounding communities, and the beautiful Gulf Coast beaches are within easy reach. Modern construction, an open floor plan, spacious bedrooms, a large yard, community amenities, and an incredibly low HOA make this Zephyrhills home a must-see!

The essentials

Built
2025
Price / sqft
$172
On market
28 days
Annual tax
$3,191
HOA
$17/mo
Flood zone
X · Low risk
Lot
4,456 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Shared amenity
2 car garage
Driveway
4,456 sqft lot
Lot size
1,961 sqft
Living area

Payment

Est. monthly payment
$2,214/mo
Down payment (20%)
$67,560
Property taxes
$266/mo
HOA
$17/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
4,456 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
28
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Clubhouse
Park
Pool
Dishwasher
Dryer
Ice Maker
Range
Refrigerator
Washer
Elementary
Chester W Taylor Elemen-PO
Middle
Raymond B Stewart Middle-PO
High
Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,191
Parcel #
21-26-15-0240-00000-2350

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lane Road Sub
County
Pasco
MLS Area
33541 - Zephyrhills
Lot Size
4,456 sqft
HOA
$17/mo
Kelly Richards | Access Management

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #TB8548665
$337,800-3.8%
$172/sqft
9/14/2026
Listed for sale
Source: Stellar MLS #TB8548665
$351,000+2.9%
$179/sqft
5/15/2025
Sold
Source: Pasco County Public Record
$341,000
$174/sqft

Neighborhood

4430 Sand Dollar Way
Zephyrhills, FL, 33541 · 33541 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $337,800
$335,000 – $337,800
99.5% – 100% of listTops out right at the list price
80% of listList price
203 of the last 354 home closings in 33541 landed at this number or higher (57%). The median one sat 47 days before it went under contract, and this one is on day 28 after a $13,200 cut.

Sample: 354 closed home sales in 33541 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,214/mo
Principal & interest$1,762
Property taxes$266
Insurance$169
HOA$17
Down payment20% · $67,560
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$337,800

$172 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,961 sq ft

Time on market

28 days

Year built

2025

Monthly payment

About $2,214/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,191 annual tax bill, insurance, and the $17/mo HOA fee.

HOA fee

$17/mo

Managed by Kelly Richards | Access Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Yrys JaanbaevaListing data from Stellar MLS, MLS# TB8548665.

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