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About this home
513 Garrard Dr is a 1979-built home in Frances Arbor South, Temple Terrace. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,248 square feet of living space. Listed at $770,000 (about $237/sqft), 26 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Custom 4 bedroom 3 bath plus an office – perfect “mother in law” suite is 4th bedroom with separate entry – pool home located on .39 acre cul de sac lot. Very open floor plan – perfect for entertaining. Kitchen updated with GAS THERMADOR 6 burner range, 36” stainless steel sink, LG refrigerator, microwave, wine fridge & quartz countertops. Principal bedroom features en suite with 2 custom closets - shower & soaking tub. Main bath has tub shower. Spacious 30x58 screened patio with party-sized pool & additional closet storage. Very well designed laundry room. You will admire the professional landscaping in the front & attractive backyard lawn & plantings. High-efficiency tankless gas water heater, hardwood & tile flooring, all LED lighting, “Closets by Design” systems in the bedrooms, 2 propane tanks, double car garage with 2 extra closets as well as keyless entry. The pool pump was replaced in 11/2025; A/C units 2014 & 2018. No HOA. Room dimensions are approximate. Home is convenient to the University of South Florida, I75, I4, Temple Terrace Family Recreation Center, TT Golf & Country Club, downtown & many medical & professional businesses.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$770,000
$237 per sq ft
Beds and baths
4 beds, 3 baths
Size
3,248 sq ft
Time on market
26 days
Year built
1979
Monthly payment
About $4,782/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,569 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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