4450 40th Ave N #D12, photo 1
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Overview

2 bd1 ba975 sqftCondominium
TypeCondominium
Condo dues$343/mo
Built1967
Living area975 sqft
Price / sqft$133

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSplit BedroomStone CountersLightingPoolMicrowave

4450 40th Ave N #D12 is a 1967-built home in Golden Gate Condo, St Petersburg. Inside you'll find 2 bedrooms, 1 bathrooms, and 975 square feet of living space. Listed at $129,999 (about $133/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $343 monthly.

From the listing

Welcome to this beautifully refreshed two-bedroom, one-bathroom condo in the Golden Gate community of St. Petersburg! Offering 975 square feet of comfortable living space, this home features a welcoming foyer entry, freshly painted interiors, and a spacious living room/dining room combination. The kitchen offers stainless steel appliances, stone countertops, and a convenient breakfast bar, while tile flooring flows throughout the main living areas and hardwood floors add warmth to both bedrooms. New ceiling fans and window blinds provide additional comfort and style. Major updates include a 2026 electrical panel, an approximately 2022 roof and AC, and a 2023 water heater. Enjoy the community pool and the convenience of on-site coin laundry, 2 parking spaces, and plenty of guest parking. The monthly condo fee includes water, sewer, trash, and more. Ideally located less than 15 minutes from Downtown St. Petersburg, you'll be close to an exciting mix of dining, shopping, events, activities, and the St. Pete Pier. Major roadways are also nearby for easy travel throughout the Tampa Bay area, while the beautiful Gulf beaches are just a short drive away. Whether you're looking for a primary residence, second home, or investment opportunity, this condo offers a convenient St. Pete location with plenty to enjoy. Schedule your showing today!

The essentials

Built
1967
Price / sqft
$133
On market
28 days
Annual tax
$2,018
Condo dues
$343/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 1967
Community pool
Shared amenity
975 sqft
Living area

Payment

Est. monthly payment
$1,254/mo
Down payment (20%)
$26,000
Property taxes
$168/mo
Condo dues
$343/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1967
Lot
-
Cooling
Central Air
Heating
Central
Parking
Open
Days on Market
28
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Lighting
Pool
Microwave
Range
Refrigerator
Elementary
Westgate Elementary-PN
Middle
Tyrone Middle-PN
High
St. Petersburg High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,018
Parcel #
03-31-16-31480-004-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Golden Gate Condo
County
Pinellas
MLS Area
33714 - St Pete
Lot Size
-
Condo dues
$343/mo
Golden Gate Condominium Association

Price history

Date
Event
Price
9/16/2026
Listed for sale
Source: Stellar MLS #TB8548880
$129,999
$133/sqft

Neighborhood

4450 40th Ave N #D12
St Petersburg, FL, 33714 · 33714 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $129,999
$128,000 – $129,999
98.1% – 100% of listTops out right at the list price
80% of listList price
79 of the last 156 condo closings in St Petersburg landed at this number or higher (51%). The median one sat 31 days before it went under contract, and this one is on day 28.

Sample: 156 closed condo sales in St Petersburg over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,254/mo
Principal & interest$678
Property taxes$168
Insurance$65
HOA$343
Down payment20% · $26,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$129,999

$133 per sq ft

Beds and baths

2 beds, 1 baths

Size

975 sq ft

Time on market

28 days

Year built

1967

Monthly payment

About $1,254/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,018 annual tax bill, insurance, and $343/mo in condo dues.

Condo dues

$343/mo

Managed by Golden Gate Condominium Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byEXP REALTY LLCListing agent: Jeffrey Borham, PAListing data from Stellar MLS, MLS# TB8548880.

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