Overview
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About this home
13028 Terrace Springs Dr is a 2006-built home in Hidden Oaks At Temple Terrace, Temple Terrace. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,151 square feet of living space. Listed at $475,000 (about $221/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $177 quarterly.
NOW AVAILABLE!!! Welcome to 13028 Terrace Springs Dr, a beautifully updated 4-bedroom, 2.5-bath home offering a spacious and functional layout, abundant natural light, and a highly desirable 3-car garage. The primary suite is conveniently located on the first floor, while upstairs you'll find generously sized secondary bedrooms, including an oversized bedroom with a large walk-in closet. Numerous recent improvements add to the home's move-in-ready appeal, including a new roof in 2024, HVAC replaced in 2023, and water heater replaced in 2019. In 2024, the kitchen was refreshed with redone cabinets, countertops, and sink, while the bathrooms received updated cabinets, countertops, and sinks. Additional improvements include new vinyl flooring, fresh interior paint, updated door hardware, and a new fence in 2024. Enjoy Florida living from the screened-in lanai overlooking the fully fenced backyard. Even better, this community offers a LOW HOA and NO CDD! Ideally located in the Temple Terrace area, directly across from Lettuce Lake Park and convenient to I-75, USF, shopping, dining, medical facilities, and more. A spacious, updated home with major improvements already completed and a location that's hard to beat!
The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$475,000
$221 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,151 sq ft
Time on market
22 days
Year built
2006
Monthly payment
About $3,098/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,899 annual tax bill, insurance, and the $177/qtr HOA fee.
HOA fee
$177/qtr
Managed by Rizzetta & Company, Inc. on behalf of Hidden Oaks.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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