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Overview

3 bd2 ba1,971 sqft2 car garageSingle Family
TypeSingle Family
HOA$121.62/qtr
Built1990
Lot8,436 sqft
Living area1,971 sqft
Price / sqft$208
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsThermostatLightingSidewalkParkPlaygroundPool

1912 Elk Spring Dr is a 1990-built home in Sterling Ranch Unit 3, Brandon. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,971 square feet of living space. Listed at $410,000 (about $208/sqft), 21 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $121.62 quarterly.

From the listing

Step into this Sterling Ranch pool home where every room earns its place: vaulted ceilings, an open layout, and a screened lanai that turns the backyard into a second living space. This 3-bedroom, 2-bath residence is anchored by a real wood fireplace at its center, with a floor plan offering great flow and thoughtful distribution between the living, dining, and kitchen areas beneath the vaulted ceilings. Roof 2021, Pool pump 2025. French doors define the entry, wood and wood-look flooring add warmth throughout, and large windows bring in natural light. The kitchen is designed for everyday use, with generous counter space, recessed lighting, and a breakfast bar that opens to the living area. A sliding glass door leads to the covered patio and screened lanai, where pavers frame the private pool. The fenced backyard extends the outdoor space beyond the lanai, creating additional room to relax, entertain, or enjoy the Florida weather. Sterling Ranch residents also enjoy access to a community pool, cabana, playground, and expansive green space. The community amenities include separate men’s and women’s restrooms and an outdoor shower—all included with the low HOA fee of only $40.54 per month. The primary suite offers a walk-in closet and an en suite bathroom with a double-sink vanity, tile flooring, and a spacious shower. Two additional bedrooms provide flexibility for guests, a home office, or everyday living, while the 2-car garage completes the home. Brandon Mall is approximately 7 minutes away, with convenient access to I-75 and the Selmon Expressway. Downtown Tampa is roughly 15 minutes away, area beaches approximately 51 minutes away, and Disney about 1 hour and 15 minutes away. Travel times are estimates and may vary with traffic.

The essentials

Built
1990
Price / sqft
$208
On market
21 days
Annual tax
$6,693
HOA
$121.62/qtr
Flood zone
X · Low risk
Lot
8,436 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
Private pool
In Ground
2 car garage
8,436 sqft lot
Lot size
1,971 sqft
Living area

Payment

Est. monthly payment
$2,942/mo
Down payment (20%)
$82,000
Property taxes
$558/mo
HOA
$121.62/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
8,436 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Days on Market
21
Ceiling Fans(s)
High Ceilings
Thermostat
Lighting
Sidewalk
Park
Playground
Pool
Dishwasher
Disposal
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$6,693
Parcel #
U-05-30-20-2NG-000002-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sterling Ranch Unit 3
County
Hillsborough
MLS Area
33511 - Brandon
Lot Size
8,436 sqft
HOA
$121.62/qtr
STERLING RANCH MASTER ASSOCIATION

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #TB8549078
$410,000+7.9%
$208/sqft
12/29/2021
Sold
Source: Hillsborough County Public Record
$380,000
$193/sqft

Neighborhood

1912 Elk Spring Dr
Brandon, FL, 33511 · 33511 - Brandon

Market insights

Offer Insights

Choose an offer strength

List price: $410,000
$407,500 – $410,000
99.5% – 100% of listTops out right at the list price
80% of listList price
151 of the last 230 home closings in 33511 landed at this number or higher (66%). The median one sat 21 days before it went under contract, and this one is on day 21.

Sample: 230 closed home sales in 33511 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,942/mo
Principal & interest$2,138
Property taxes$558
Insurance$205
HOA$41
Down payment20% · $82,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$410,000

$208 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,971 sq ft

Time on market

21 days

Year built

1990

Monthly payment

About $2,942/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,693 annual tax bill, insurance, and the $121.62/qtr HOA fee.

HOA fee

$121.62/qtr

Managed by STERLING RANCH MASTER ASSOCIATION.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS TAMPA CENTRALListing agent: Jenny MartinezListing data from Stellar MLS, MLS# TB8549078.

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