644 Island Way #406, photo 1
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Overview

2 bd2 ba1,335 sqftCondominium
TypeCondominium
HOA$845/mo
Built1972
Living area1,335 sqft
Price / sqft$318

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Window TreatmentsBuyer Approval RequiredCommunity MailboxPoolSidewalksDishwasherDryerMicrowave

644 Island Way #406 is a 1972-built home in Island Point 1 Condo, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,335 square feet of living space. Listed at $424,900 (about $318/sqft), 23 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $845 monthly.

From the listing

Morning sun sets the tone at 644 Island Way #406, a bright 4th-floor condo on Island Estates built for easy coastal living. This 2-bedroom, 2-bath residence spans 1,315 square feet with an open floor plan that connects the kitchen, dining, and living areas. The kitchen and both baths have been beautifully updated, and the layout flows effortlessly into a window-lined dining area with views of the surrounding island. A stylish dry bar adds extra counter space and doubles as the perfect entertaining setup, while stone countertops and recessed lighting add a polished, finished touch. Floor-to-ceiling windows in the living room create a beautiful sitting area, the perfect spot to unwind and take in the views. Both bedrooms are generously sized, and the primary suite offers a spacious walk-in closet. An in-unit washer and dryer complete the everyday convenience. This home is truly turnkey and ready to enjoy from day one, whether as a primary residence or a seasonal escape. Waterfront living here comes with real amenities: a heated community pool, a community room, a kayak launch, and one dedicated covered parking space included with the unit. Boat slips can be rented directly through the association, subject to availability. Rentals are allowed once per year, with the building capped at nine rental units total, keeping the community quiet and owner-focused. Just minutes to the world-famous Clearwater Beach — consistently ranked among Florida's best — plus the Clearwater Marine Aquarium, local shopping, fine dining, and everything else this incredible area has to offer. Fully updated and ready to enjoy, 644 Island Way #406 is a rare find on Island Estates. Schedule your private showing today and don't miss out!

The essentials

Built
1972
Price / sqft
$318
On market
23 days
Annual tax
$3,403
HOA
$845/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
7 stories · 1972
Waterfront
Intracoastal Waterway
Community pool
Shared amenity
1,335 sqft
Living area

Payment

Est. monthly payment
$3,557/mo
Down payment (20%)
$84,980
Property taxes
$284/mo
HOA
$845/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1972
Lot
-
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Intracoastal Waterway
Days on Market
23
Window Treatments
Buyer Approval Required
Community Mailbox
Pool
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$3,403
Parcel #
05-29-15-43465-000-4060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Island Point 1 Condo
County
Pinellas
MLS Area
33767 - Clearwater/Clearwater Beach
FloodZoneNear Marina
HOA
$845/mo
Liza Tholen

Price history

Date
Event
Price
10/13/2026
Price change
Source: Stellar MLS #TB8549592
$424,900-3.2%
$318/sqft
9/22/2026
Listed for sale
Source: Stellar MLS #TB8549592
$439,000
$329/sqft

Neighborhood

644 Island Way #406
Clearwater, FL, 33767 · 33767 - Clearwater/Clearwater Beach

Market insights

Offer Insights

Choose an offer strength

List price: $424,900
$412,500 – $424,900
97% – 100% of listTops out right at the list price
80% of listList price
86 of the last 171 condo closings in 33767 landed at this number or higher (50%). The median one sat 74 days before it went under contract, and this one is on day 23 after a $14,100 cut.

Sample: 171 closed condo sales in 33767 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,557/mo
Principal & interest$2,216
Property taxes$284
Insurance$212
HOA$845
Down payment20% · $84,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$424,900

$318 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,335 sq ft

Time on market

23 days

Year built

1972

Monthly payment

About $3,557/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,403 annual tax bill, insurance, and the $845/mo HOA fee.

HOA fee

$845/mo

Managed by Liza Tholen.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLC.Listing agent: Matthew KallenbachListing data from Stellar MLS, MLS# TB8549592.

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