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About this home
4895 Bay St NE #108 is a 1973-built home in Winston Park Northeast, St Petersburg. Inside you'll find 1 bedrooms, 2 bathrooms, and 930 square feet of living space. Listed at $189,000 (about $203/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
This stunning first-floor corner, one bedroom and one and a half bath unit has been very thoughtfully and COMPLETELY updated throughout and features a super-convenient covered assigned parking space. Recent upgrades include a 2-ton HVAC system (2024) with a 10-year parts warranty and 3-year labor warranty, both transferable to the new owner, along with a NEW full electric panel and full-home Alumicon connectors (2025). All new Samsung smart appliances (2025) that feature Home Connect app compatibility, also equipped with a NEW Larson storm door with top down screen and KwikSet smart front door lock (2026), allowing remote access and locking/unlocking through the KwikSet Smart Lock App. Impact Low-E front windows (2025) with a transferable warranty, hurricane-grade sliding back doors feature an impact window system (2017), all new ceiling fans and lighting throughout with three hardwired smoke detectors. Kitchen and bath upgrades showcase stunning Silestone Quartz countertops with a stone kitchen backsplash, NEW bathroom floor & shower tile, granite vanity countertops (2026) & toilet, Mohawk RevWood Select Laminate flooring. All NEW baseboards and molding throughout, popcorn ceilings have been scraped and re-textured (2025). Top-down/bottom-up shades in the front of the unit and plantation shutters complete the back of the unit sliding doors. Winston Park offers an exceptional 55+ lifestyle with a heated pool, shuffleboard, outdoor grilling area, and clubhouse featuring group events, classes, and beautiful gathering spaces. Your monthly maintenance fee includes water, trash removal, high-speed WiFi, and a premium cable package featuring HBO Max, Disney+, Hulu, ESPN+, Paramount+, Peacock, and Discovery. The location is prime and convenient, with Publix, Whole Foods, Fresh Market CVS, Walgreens, and banks all within one mile, numerous dining options on 4th Street and in beautiful downtown St. Pete within a five-mile radius, plus parks, museums, and waterfront areas. Milestone and SIRS inspections have been completed. THIS IS A MUST SEE, ONE OF A KIND CONDO!!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$189,000
$203 per sq ft
Beds and baths
1 beds, 2 baths
Size
930 sq ft
Time on market
23 days
Year built
1973
Monthly payment
About $1,223/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,705 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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