4895 Bay St NE #108, photo 1
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Overview

1 bd2 ba930 sqftCondominium
TypeCondominium
HOANone listed
Built1973
Living area930 sqft
Price / sqft$203

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboCourtyardSidewalkStorageAssociation Recreation - OwnedBuyer Approval RequiredClubhouse

4895 Bay St NE #108 is a 1973-built home in Winston Park Northeast, St Petersburg. Inside you'll find 1 bedrooms, 2 bathrooms, and 930 square feet of living space. Listed at $189,000 (about $203/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

This stunning first-floor corner, one bedroom and one and a half bath unit has been very thoughtfully and COMPLETELY updated throughout and features a super-convenient covered assigned parking space. Recent upgrades include a 2-ton HVAC system (2024) with a 10-year parts warranty and 3-year labor warranty, both transferable to the new owner, along with a NEW full electric panel and full-home Alumicon connectors (2025). All new Samsung smart appliances (2025) that feature Home Connect app compatibility, also equipped with a NEW Larson storm door with top down screen and KwikSet smart front door lock (2026), allowing remote access and locking/unlocking through the KwikSet Smart Lock App. Impact Low-E front windows (2025) with a transferable warranty, hurricane-grade sliding back doors feature an impact window system (2017), all new ceiling fans and lighting throughout with three hardwired smoke detectors. Kitchen and bath upgrades showcase stunning Silestone Quartz countertops with a stone kitchen backsplash, NEW bathroom floor & shower tile, granite vanity countertops (2026) & toilet, Mohawk RevWood Select Laminate flooring. All NEW baseboards and molding throughout, popcorn ceilings have been scraped and re-textured (2025). Top-down/bottom-up shades in the front of the unit and plantation shutters complete the back of the unit sliding doors. Winston Park offers an exceptional 55+ lifestyle with a heated pool, shuffleboard, outdoor grilling area, and clubhouse featuring group events, classes, and beautiful gathering spaces. Your monthly maintenance fee includes water, trash removal, high-speed WiFi, and a premium cable package featuring HBO Max, Disney+, Hulu, ESPN+, Paramount+, Peacock, and Discovery. The location is prime and convenient, with Publix, Whole Foods, Fresh Market CVS, Walgreens, and banks all within one mile, numerous dining options on 4th Street and in beautiful downtown St. Pete within a five-mile radius, plus parks, museums, and waterfront areas. Milestone and SIRS inspections have been completed. THIS IS A MUST SEE, ONE OF A KIND CONDO!!

The essentials

Built
1973
Price / sqft
$203
On market
23 days
Annual tax
$1,705
Flood zone
AE
Type
Condominium

At a glance

Condo
Built 1973
Community pool
Shared amenity
Assigned parking
930 sqft
Living area

Payment

Est. monthly payment
$1,223/mo
Down payment (20%)
$37,800
Property taxes
$142/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1973
Lot
-
Cooling
Central Air
Heating
Central
Parking
Assigned, Covered, Guest
Days on Market
23
Ceiling Fans(s)
Living Room/Dining Room Combo
Courtyard
Sidewalk
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Pool
Sidewalks
Street Lights
Dishwasher
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$1,705
Parcel #
06-31-17-98404-300-1080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Winston Park Northeast
County
Pinellas
MLS Area
33703 - St Pete

Price history

Date
Event
Price
9/17/2026
Listed for sale
Source: Stellar MLS #TB8549897
$189,000
$203/sqft

Neighborhood

4895 Bay St NE #108
St Petersburg, FL, 33703 · 33703 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $189,000
$177,500 – $189,000
93.6% – 100% of listTops out right at the list price
80% of listList price
20 of the last 38 condo closings in 33703 landed at this number or higher (53%). The median one sat 38 days before it went under contract, and this one is on day 23.

Sample: 38 closed condo sales in 33703 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,222/mo
Principal & interest$986
Property taxes$142
Insurance$95
Down payment20% · $37,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$189,000

$203 per sq ft

Beds and baths

1 beds, 2 baths

Size

930 sq ft

Time on market

23 days

Year built

1973

Monthly payment

About $1,223/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,705 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byREALTY EXPERTSListing agent: Heather BreckenridgeListing data from Stellar MLS, MLS# TB8549897.

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