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Overview

3 bd2 ba1,784 sqft2 car garageSingle Family
TypeSingle Family
HOA$150/yr
Built2022
Lot7,906 sqft
Living area1,784 sqft
Price / sqft$360
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)

5 Reef CT is a 2022-built home in Rotonda Sands, Placida. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,784 square feet of living space. Listed at $643,000 (about $360/sqft), 4 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $150 annually.

From the listing

Lake life. Dockside sunsets. Turnkey living. Check, check, check! Step directly into paradise with this custom, 2022-built waterfront masterpiece. ONLY 4 YEARS OLD, FULLY FURNISHED, AND BUILT FOR LOW-MAINTENANCE FLORIDA LIVING, this home shows like a model while offering the ultimate peace of mind. Tucked away at the end of a quiet cul-de-sac, this exceptional property pairs wide-open water views with unparalleled privacy. Inside, the home is a masterclass in coastal elegance. Soaring ceilings, crown molding, and upgraded tile flooring run throughout the sun-drenched, open layout. Impact sliders frame the water from almost every angle, drawing you into the heart of the home. The chef’s kitchen comes fully equipped with premium quartz countertops, custom cabinetry, stainless steel appliances, a pot filler, and spacious walk-in pantry. High-end functionality defines the floor plan, highlighted by a direct-access pass-through from the primary closet straight into the laundry room. For ultimate peace of mind and comfort, advanced spray foam insulation spans the entire roof system, ensuring peak energy efficiency year-round. The outdoor oasis is where the true Florida dream comes alive. A massive 70-foot screened lanai stretches across the rear of the home, enclosing a heated pool with a custom rock waterfall and featuring a panoramic picture-window screen that perfectly frames the expansive lake views. This seamless indoor-outdoor transition is perfect for entertaining or enjoying a quiet morning coffee. Step outside the screen to find 85 feet of prime lakefront, complete with a premium composite dock—the perfect spot to relax, fish, launch a kayak, or simply settle into an Adirondack chair and take in the wide-open water views and spectacular Florida sunsets. Lush St. Augustine grass and a cost-saving, lake-fed irrigation system add to the beauty and convenience of this incredible outdoor space. Nearly new, impact protected, energy efficient, and being offered turnkey furnished, this home gives buyers the opportunity to simply unpack and start enjoying the Florida waterfront lifestyle from day one. Schedule your private showing today!

The essentials

Built
2022
Price / sqft
$360
On market
7 days
Annual tax
$8,457
HOA
$150/yr
Flood zone
AE
Lot
7,906 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Waterfront
Lake Front
Private pool
Heated
2 car garage
Garage Door Opener
7,906 sqft lot
Lot size

Payment

Est. monthly payment
$4,393/mo
Down payment (20%)
$128,600
Property taxes
$705/mo
HOA
$150/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
7,906 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Off Street
Pool
Gunite, Heated, In Ground, Lighting, Screen Enclosure
Waterfront
Lake Front, Pond
Days on Market
7
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Lighting
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Vineland Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$8,457
Parcel #
412130433007

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rotonda Sands
County
Charlotte
MLS Area
33946 - Placida
Lot Size
7,906 sqft
ClearedCul-De-SacLandscapedPaved
HOA
$150/yr
Grande Property Services

Price history

Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #TB8549903
$643,000
$360/sqft

Neighborhood

5 Reef CT
Placida, FL, 33946 · 33946 - Placida

Market insights

Offer Insights

Choose an offer strength

List price: $643,000
$600,000 – $643,000
93.1% – 100% of listTops out right at the list price
80% of listList price
78 of the last 155 home closings in 33946 landed at this number or higher (50%). The median one sat 81 days before it went under contract, and this one is on day 7.

Sample: 155 closed home sales in 33946 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,392/mo
Principal & interest$3,354
Property taxes$705
Insurance$322
HOA$13
Down payment20% · $128,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$643,000

$360 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,784 sq ft

Time on market

7 days

Year built

2022

Monthly payment

About $4,393/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,457 annual tax bill, insurance, and the $150/yr HOA fee.

HOA fee

$150/yr

Managed by Grande Property Services.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Stephanie BindelListing data from Stellar MLS, MLS# TB8549903.

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