Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
Open house
Saturday, Oct 10 · 4:00 PM to 9:00 PM
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- 4556; REAGAN LANDING --- PRELIM
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$319/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
16224 Lilly Elaine Way is a 2026-built home in 4556; Reagan Landing --- Prelim, Bradenton. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,894 square feet of living space. Listed at $564,655 (about $195/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $955.77 quarterly.
Under Construction. The Winthrop is a beautifully designed new construction home known for its grand Owner’s Suite and flexible living spaces. The open-concept main level seamlessly connects the kitchen, café, and gathering room, creating a welcoming space for both everyday living and entertaining. An optional den on the first floor offers the perfect setup for a home office or flex space, while the second-floor loft provides additional room for a media area, playroom, or relaxing retreat. Thoughtfully designed with comfort and versatility in mind, the Winthrop offers the ideal blend of style, function, and modern living.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 219 closed home sales in 34212 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$564,655
$195 per sq ft
Beds and baths
4 beds, 4 baths
Size
2,894 sq ft
Time on market
21 days
Year built
2026
Monthly payment
About $4,176/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,560 annual tax bill, insurance, and the $955.77/qtr HOA fee.
HOA fee
$955.77/qtr
Managed by TBD- WILL BE EXTABLISHED AT A LATER DATE.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
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