

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- TWO RIVERS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$22/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
35095 Colstrip Trl is a 2026-built home in Two Rivers, Zephyrhills. Inside you'll find 5 bedrooms, 6 bathrooms, and 3,873 square feet of living space. Listed at $1,024,900 (about $265/sqft), 26 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $21.9 monthly.
Under Construction. The front porch leads to the entryway with a 21-foot ceiling. French doors lead into the home office overlooking the front yard. A private guest suite with a full bath and walk-in closet is located off the main entry. The family room features a wall of windows and a sliding glass door leading to the extended covered lanai. The kitchen features a 5-burner gas cooktop, a walk-in pantry, and a generous island with seating space. The corner dining area is embraced by two walls of windows and allows additional access to the lanai. Off the family room, the primary bedroom highlights a wall of windows. Double doors lead into the bath with dual vanities, a freestanding tub, a glass-enclosed shower, and two walk-in closets. Upstairs hosts a game room, a flex room, two guest suites with private full baths, a secondary bedroom, and a full bath. The laundry room and drop zone are located off the three-car garage.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 360 closed home sales in 33541 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,024,900
$265 per sq ft
Beds and baths
5 beds, 6 baths
Size
3,873 sq ft
Time on market
26 days
Year built
2026
Monthly payment
About $5,880/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1 annual tax bill, insurance, and the $21.9/mo HOA fee.
HOA fee
$21.9/mo
Managed by Eladia Rolon.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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