650 Pinellas Point Dr S #240, photo 1
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Overview

1 bd1 ba650 sqftCondominium
TypeCondominium
HOA$630/mo
Built1967
Lot176,964 sqft
Living area650 sqft
Price / sqft$291

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorThermostatWindow TreatmentsBalconyOutdoor GrillRain GuttersSidewalk

650 Pinellas Point Dr S #240 is a 1967-built home in Velvet Cloake Condo, St Petersburg. Inside you'll find 1 bedrooms, 1 bathrooms, and 650 square feet of living space. Listed at $189,000 (about $291/sqft), 20 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $630 monthly.

From the listing

Waterfront living at its finest! Enjoy open water views of the Skyway Bridge from this fantastic, light and bright unit, while only being minutes from the home of the unstoppable, TAMPA BAY RAYS and the TAMPA BAY ROWDIES! Living/dining open floor plan, perfect for entertaining, has laminate flooring throughout and panoramic views of Tampa Bay where it meets the Gulf of Mexico. Spacious bedroom has room for a king size bed and has 2 large built in closets. Nicely appointed, updated bathroom with bathtubshower. The Velvet Cloake, one of St Pete's best kept secrets, features beautifully manicured landscaping, a Heated pool, Shuffleboard courts, BBQ area, Kayak LiftStorage and a Fishing pier with running water and electricity. A Pinellas bike route that leads directly to downtown St Pete or the Beaches is right at your front door. Next to this complex is the waterfront Bay Vista Park with a community center that offers many community events and classes. Your only 10 minutes to downtown St Pete and 10 minutes to St Pete Beach by. Just 20 minutes to Tampa International Airport as well as Raymond James Stadium, home to the Tampa Bay Buccaneers and Benchmark International Arena, home to the Tampa Bay Lightning.

The essentials

Built
1967
Price / sqft
$291
On market
20 days
Annual tax
$2,457
HOA
$630/mo
Flood zone
AE
Lot
176,964 sqft
Type
Condominium

At a glance

Condo
Built 1967
Waterfront
Gulf/Ocean to Bay
Community pool
Shared amenity
Private balcony
Outdoor space
650 sqft
Living area

Payment

Est. monthly payment
$1,915/mo
Down payment (20%)
$37,800
Property taxes
$205/mo
HOA
$630/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1967
Lot
176,964 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Waterfront
Gulf/Ocean to Bay
Days on Market
20
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Window Treatments
Balcony
Outdoor Grill
Rain Gutters
Sidewalk
Clubhouse
Community Mailbox
Gated Community - No Guard
Pool
Sidewalks
Street Lights
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$2,457
Parcel #
18-32-17-93839-004-2400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Velvet Cloake Condo
County
Pinellas
MLS Area
33705 - St Pete
Lot Size
176,964 sqft
HOA
$630/mo
Sarah Harwood Sykes

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #TB8550692
$189,000
$291/sqft

Neighborhood

650 Pinellas Point Dr S #240
St Petersburg, FL, 33705 · 33705 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $189,000
$189,000
99.5% – 100% of listTops out right at the list price
80% of listList price
20 of the last 38 condo closings in 33705 landed at this number or higher (53%). The median one sat 60 days before it went under contract, and this one is on day 20.

Sample: 38 closed condo sales in 33705 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,915/mo
Principal & interest$986
Property taxes$205
Insurance$95
HOA$630
Down payment20% · $37,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$189,000

$291 per sq ft

Beds and baths

1 beds, 1 baths

Size

650 sq ft

Time on market

20 days

Year built

1967

Monthly payment

About $1,915/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,457 annual tax bill, insurance, and the $630/mo HOA fee.

HOA fee

$630/mo

Managed by Sarah Harwood Sykes.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Timothy FitzgibbonListing data from Stellar MLS, MLS# TB8550692.

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