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Overview

2 bd2 ba1,418 sqftManufactured Home
TypeManufactured Home
HOA$242/mo
Built1984
Lot6,632 sqft
Living area1,418 sqft
Price / sqft$130

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesEat-in KitchenHigh CeilingsOpen FloorplanSolid Surface CountersThermostatWalk-in Closet(s)Wet Bar

109 N Saint Thomas Cir is a 1984-built home in Caribbean Isles Residential CO, Apollo Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,418 square feet of living space. Listed at $184,900 (about $130/sqft), 21 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $242 monthly.

From the listing

Must-See Spacious Home. This home is among the largest in our community, offering ample space both inside and out. With off-street parking for up to 5 vehicles under a newly constructed Carport, convenience is at your doorstep. Enjoy the expansive screened-in, two-level porch—perfect for a new hot tub or the construction of an outdoor kitchen. Step inside to discover a beautifully updated 2-bedroom, 2-bathroom home. The primary bath features a dressing/makeup area with dual sinks and a separate full bath. Both bedrooms boast generous closets. The Kitchen boasts Quartz Countertops and a Large Island with Seating for 3 and ample storage. A very nice Pantry for food and small appliance storage. Kitchen appliances are less than 18 months old. Including the LP Gas Range. The HVAC 4 Ton Heat Pump is less than 18 months old also. The Laundry is inside supporting a Stackable Washer and Dryer. The kitchen, seamlessly connected to the dining room, is perfect for hosting large gatherings. A nice touch is the Coffee/Wet Bar. New laminate flooring flows throughout the home, complemented by a built-in bar area and additional storage in the breakfast nook. Ceiling fans in each room ensure year-round comfort. For outdoor enthusiasts, our community offers kayak and boat launch facilities with direct access to Tampa Bay via our canal system. Engage in friendly competition with bocce ball, shuffleboard courts, and horseshoes. The heated community pool is open year-round for your enjoyment. Inside our clubhouse, you'll find a craft room and a spacious game room equipped with pool tables, card tables, indoor bar shuffleboard, and darts—perfect for creativity and socializing. Our community is alive with activity all year round, from themed dinners to dances, ensuring there's always something to keep you engaged. Conveniently located between Tampa and Sarasota/Bradenton, you'll have easy access to nearby beaches, amusement parks, and a variety of local attractions. Visit us and see why so many choose to call Caribbean Isles home.

The essentials

Built
1984
Price / sqft
$130
On market
21 days
Annual tax
$1,653
HOA
$242/mo
Flood zone
AE
Lot
6,632 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1984
Community pool
Shared amenity
6,632 sqft lot
Lot size
1,418 sqft
Living area

Payment

Est. monthly payment
$1,436/mo
Down payment (20%)
$36,980
Property taxes
$138/mo
HOA
$242/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1984
Lot
6,632 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
21
Built-in Features
Eat-in Kitchen
High Ceilings
Open Floorplan
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Wet Bar
Awning(s)
Lighting
Private Mailbox
Rain Gutters
Storage
Clubhouse
Dog Park
Gated Community - No Guard
Golf Carts OK
Pool
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$1,653
Parcel #
U-22-31-19-606-000000-00090.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Caribbean Isles Residential CO
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
6,632 sqft
Paved
HOA
$242/mo
Christine Trimmer

Price history

Date
Event
Price
9/23/2026
Listed for sale
Source: Stellar MLS #TB8551352
$184,900
$130/sqft

Neighborhood

109 N Saint Thomas Cir
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $184,900
$182,500 – $184,900
98.9% – 100% of listTops out right at the list price
80% of listList price
159 of the last 316 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 21.

Sample: 316 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,437/mo
Principal & interest$964
Property taxes$138
Insurance$92
HOA$242
Down payment20% · $36,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$184,900

$130 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,418 sq ft

Time on market

21 days

Year built

1984

Monthly payment

About $1,436/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,653 annual tax bill, insurance, and the $242/mo HOA fee.

HOA fee

$242/mo

Managed by Christine Trimmer.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byWALLS REALTY & ASSOCIATES, LLCListing agent: Terry BrownListing data from Stellar MLS, MLS# TB8551352.

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