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About this home
109 N Saint Thomas Cir is a 1984-built home in Caribbean Isles Residential CO, Apollo Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,418 square feet of living space. Listed at $184,900 (about $130/sqft), 21 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $242 monthly.
Must-See Spacious Home. This home is among the largest in our community, offering ample space both inside and out. With off-street parking for up to 5 vehicles under a newly constructed Carport, convenience is at your doorstep. Enjoy the expansive screened-in, two-level porch—perfect for a new hot tub or the construction of an outdoor kitchen. Step inside to discover a beautifully updated 2-bedroom, 2-bathroom home. The primary bath features a dressing/makeup area with dual sinks and a separate full bath. Both bedrooms boast generous closets. The Kitchen boasts Quartz Countertops and a Large Island with Seating for 3 and ample storage. A very nice Pantry for food and small appliance storage. Kitchen appliances are less than 18 months old. Including the LP Gas Range. The HVAC 4 Ton Heat Pump is less than 18 months old also. The Laundry is inside supporting a Stackable Washer and Dryer. The kitchen, seamlessly connected to the dining room, is perfect for hosting large gatherings. A nice touch is the Coffee/Wet Bar. New laminate flooring flows throughout the home, complemented by a built-in bar area and additional storage in the breakfast nook. Ceiling fans in each room ensure year-round comfort. For outdoor enthusiasts, our community offers kayak and boat launch facilities with direct access to Tampa Bay via our canal system. Engage in friendly competition with bocce ball, shuffleboard courts, and horseshoes. The heated community pool is open year-round for your enjoyment. Inside our clubhouse, you'll find a craft room and a spacious game room equipped with pool tables, card tables, indoor bar shuffleboard, and darts—perfect for creativity and socializing. Our community is alive with activity all year round, from themed dinners to dances, ensuring there's always something to keep you engaged. Conveniently located between Tampa and Sarasota/Bradenton, you'll have easy access to nearby beaches, amusement parks, and a variety of local attractions. Visit us and see why so many choose to call Caribbean Isles home.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$184,900
$130 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,418 sq ft
Time on market
21 days
Year built
1984
Monthly payment
About $1,436/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,653 annual tax bill, insurance, and the $242/mo HOA fee.
HOA fee
$242/mo
Managed by Christine Trimmer.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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