4805 Alt 19 #713, photo 1
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Overview

2 bd2 ba1,075 sqftCondominium
TypeCondominium
Condo dues$594/mo
Built1974
Living area1,075 sqft
Price / sqft$181

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Solid Surface CountersSolid Wood CabinetsWalk-in Closet(s)Outdoor GrillRain GuttersBuyer Approval RequiredDeed RestrictionsPool

4805 Alt 19 #713 is a 1974-built home in Cove Spgs Condo, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,075 square feet of living space. Listed at $195,000 (about $181/sqft), 13 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $594 monthly.

From the listing

WELCOME TO WATERFRONT FLORIDA LIVING AT COVE SPRINGS! This beautifully renovated FIRST-FLOOR 2-bedroom, 2-bath condo offers the perfect combination of modern upgrades, low-maintenance living, and a waterfront lifestyle in the heart of Palm Harbor. Step inside to a completely redone interior featuring luxury vinyl plank flooring throughout, beautiful custom tile in both bathrooms, and a stunning updated kitchen anchored by an oversized 1¼-inch quartz countertop. All-new GE stainless steel appliances and a new water heater were added in April 2026. Two spacious walk-in closets provide exceptional storage, while all-new HURRICANE-IMPACT WINDOWS AND DOORS add comfort and peace of mind. Enjoy one of the best features of first-floor living—a private SCREENED-IN LANAI with direct access to the backyard, creating an easy indoor-outdoor Florida lifestyle. But what truly sets Cove Springs apart is the WATERFRONT LIFESTYLE! Launch your kayak and explore the water, spend an afternoon fishing from the community dock, or simply relax by the cove and watch for dolphins and manatees passing through. Enjoy the COMMUNITY POOL, challenge friends to a game of SHUFFLEBOARD, or unwind at the beautifully redesigned clubhouse featuring separate men’s and women’s saunas. Conveniently located near Downtown Palm Harbor, Tarpon Springs, the Pinellas Trail, Honeymoon Island, shopping, restaurants, beaches, and the Gulf Coast, this MOVE-IN-READY condo lets you enjoy everything the area without sacrificing style or comfort. Whether you’re looking for a full-time residence or your own Florida retreat, this is an opportunity to start enjoying the Palm Harbor waterfront lifestyle from day one!

The essentials

Built
1974
Price / sqft
$181
On market
13 days
Annual tax
$734
Condo dues
$594/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
Built 1974
Waterfront
Canal - Brackish
Community pool
Shared amenity
Assigned parking
1,075 sqft
Living area

Payment

Est. monthly payment
$1,770/mo
Down payment (20%)
$39,000
Property taxes
$61/mo
Condo dues
$594/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1974
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, None
Waterfront
Canal - Brackish
Days on Market
13
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Outdoor Grill
Rain Gutters
Buyer Approval Required
Deed Restrictions
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Sunset Hills Elementary-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$734
Parcel #
24-27-15-18719-007-7130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cove Spgs Condo
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
-
Conservation AreaNear Public Transit
Condo dues
$594/mo

Price history

Date
Event
Price
9/29/2026
Listed for sale
Source: Stellar MLS #TB8551422
$195,000
$181/sqft

Neighborhood

4805 Alt 19 #713
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $195,000
$195,000
99.5% – 100% of listTops out right at the list price
80% of listList price
29 of the last 54 condo closings in 34683 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 13.

Sample: 54 closed condo sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,770/mo
Principal & interest$1,017
Property taxes$61
Insurance$98
HOA$594
Down payment20% · $39,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$195,000

$181 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,075 sq ft

Time on market

13 days

Year built

1974

Monthly payment

About $1,770/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $734 annual tax bill, insurance, and $594/mo in condo dues.

Condo dues

$594/mo

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Erin ZitkaListing data from Stellar MLS, MLS# TB8551422.

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