11440 Harbor Way #5013, photo 1
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Overview

2 bd2 ba1,200 sqftCondominium
TypeCondominium
Condo dues$763/mo
Built1985
Lot0.57 ac
Living area1,200 sqft
Price / sqft$271

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)High CeilingsLiving Room/Dining Room ComboSolid Surface CountersSolid Wood CabinetsStone CountersThermostat

11440 Harbor Way #5013 is a 1985-built home in Shipwatch, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,200 square feet of living space. Listed at $324,900 (about $271/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $763 monthly.

From the listing

Virtually Staged. Welcome to resort-style living at Shipwatch Yacht & Tennis Club, a waterfront community just minutes from the Gulf beaches. This ground-floor 2-bedroom, 2-bath condo offers approximately 1,200 square feet of comfortable living space with a private patio overlooking a tranquil pond and fountain. Inside, the updated kitchen features crisp white cabinetry, quartz countertops, stainless steel appliances, generous pantry storage, and a dedicated beverage station. The primary bedroom offers plenty of space to unwind and an updated en-suite bath with dual vanities and an oversized walk-in shower. A full-size washer and dryer add everyday convenience, while covered parking is located just outside the residence. An exterior storage room provides additional space for bicycles, beach equipment, and seasonal items. Shipwatch offers an impressive collection of amenities, including two swimming pools, a hot tub, fitness center, marina, tennis and pickleball courts, shuffleboard, walking paths, BBQ areas, on-site management, and lush tropical grounds. The association reports fully funded reserves, no pending Milestone issues, and low condo fees. With beaches, dining, shopping, and entertainment all nearby, this is an opportunity to enjoy a low-maintenance Florida lifestyle in one of the area’s established waterfront communities.

The essentials

Built
1985
Price / sqft
$271
On market
18 days
Annual tax
$2,804
Condo dues
$763/mo
Flood zone
X · Low risk
Lot
0.57 ac
Type
Condominium

At a glance

Condo
Built 1985
Community pool
Fitness center too
1,200 sqft
Living area

Payment

Est. monthly payment
$2,853/mo
Down payment (20%)
$64,980
Property taxes
$234/mo
Condo dues
$763/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1985
Lot
0.57 ac
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
18
Built-in Features
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Private Entrance
Rain Gutters
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Pool
Tennis Court(s)
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,804
Parcel #
13-30-14-81168-002-5013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shipwatch
County
Pinellas
MLS Area
33774 - Largo
Lot Size
0.57 ac
Condo dues
$763/mo
Resource Property Management

Price history

Date
Event
Price
9/26/2026
Listed for sale
Source: Stellar MLS #TB8551561
$324,900
$271/sqft

Neighborhood

11440 Harbor Way #5013
Largo, FL, 33774 · 33774 - Largo

Market insights

Offer Insights

Choose an offer strength

List price: $324,900
$307,500 – $324,900
95% – 100% of listTops out right at the list price
80% of listList price
23 of the last 44 condo closings in 33774 landed at this number or higher (52%). The median one sat 68 days before it went under contract, and this one is on day 18.

Sample: 44 closed condo sales in 33774 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,854/mo
Principal & interest$1,694
Property taxes$234
Insurance$162
HOA$763
Down payment20% · $64,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$324,900

$271 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,200 sq ft

Time on market

18 days

Year built

1985

Monthly payment

About $2,853/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,804 annual tax bill, insurance, and $763/mo in condo dues.

Condo dues

$763/mo

Managed by Resource Property Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY INCListing agent: Christina PaolilloListing data from Stellar MLS, MLS# TB8551561.

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