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About this home
11440 Harbor Way #5013 is a 1985-built home in Shipwatch, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,200 square feet of living space. Listed at $324,900 (about $271/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $763 monthly.
Virtually Staged. Welcome to resort-style living at Shipwatch Yacht & Tennis Club, a waterfront community just minutes from the Gulf beaches. This ground-floor 2-bedroom, 2-bath condo offers approximately 1,200 square feet of comfortable living space with a private patio overlooking a tranquil pond and fountain. Inside, the updated kitchen features crisp white cabinetry, quartz countertops, stainless steel appliances, generous pantry storage, and a dedicated beverage station. The primary bedroom offers plenty of space to unwind and an updated en-suite bath with dual vanities and an oversized walk-in shower. A full-size washer and dryer add everyday convenience, while covered parking is located just outside the residence. An exterior storage room provides additional space for bicycles, beach equipment, and seasonal items. Shipwatch offers an impressive collection of amenities, including two swimming pools, a hot tub, fitness center, marina, tennis and pickleball courts, shuffleboard, walking paths, BBQ areas, on-site management, and lush tropical grounds. The association reports fully funded reserves, no pending Milestone issues, and low condo fees. With beaches, dining, shopping, and entertainment all nearby, this is an opportunity to enjoy a low-maintenance Florida lifestyle in one of the area’s established waterfront communities.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$324,900
$271 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,200 sq ft
Time on market
18 days
Year built
1985
Monthly payment
About $2,853/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,804 annual tax bill, insurance, and $763/mo in condo dues.
Condo dues
$763/mo
Managed by Resource Property Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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