23414 Cherbourg Loop, photo 1
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Overview

4 bd2 ba2,185 sqft2 car garageSingle Family
TypeSingle Family
HOA$60/mo
Built1982
Lot12,154 sqft
Living area2,185 sqft
Price / sqft$200
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Walk-in Closet(s)Rain GuttersAssociation Recreation - OwnedClubhouseFitness CenterPoolTennis Court(s)

23414 Cherbourg Loop is a 1982-built home in Lake Padgett Estates, Land O Lakes. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,185 square feet of living space. Listed at $436,600 (about $200/sqft), 17 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $60 monthly.

From the listing

JUST REDUCED! Welcome to this spacious 4-bedroom, 2-bathroom single-family home, situated on over a quarter of an acre, in the desirable Lake Padgett Estates East. The home features 4 generously sized bedrooms, two of which have attached bathrooms. With beautiful waterfront views, and no rear neighbors, it is easy to appreciate the area's natural beauty. The substantial lot offers plenty of privacy and outdoor space, while the screened in pool provides the perfect setting for relaxing or entertaining. With its desirable waterfront location and expansive property, this home offers plenty of potential to make it your own. The home offers a great opportunity for buyers looking to add their personal touches and build equity. Recent improvements include a new pool pump and timer, A/C (2021) water heater (2022), and Roof (2019). Another notable benefit is the low-cost flood insurance, helping make waterfront living more manageable. With its spacious layout, large lot, pool, waterfront setting, and recent updates, this property is full of possibilities.

The essentials

Built
1982
Price / sqft
$200
On market
17 days
Annual tax
$3,945
HOA
$60/mo
Flood zone
AE
Lot
12,154 sqft
Type
Single Family Residence

At a glance

Single family
Built 1982
Waterfront
Pond
Private pool
Heated
2 car garage
0.28 acres
Lot size

Payment

Est. monthly payment
$2,884/mo
Down payment (20%)
$87,320
Property taxes
$329/mo
HOA
$60/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1982
Lot
12,154 sqft
Cooling
Central Air, Wall/Window Unit(s)
Heating
Central, Ductless
Parking
-
Pool
Heated, In Ground, Screen Enclosure
Waterfront
Pond
Days on Market
17
Ceiling Fans(s)
Walk-in Closet(s)
Rain Gutters
Association Recreation - Owned
Clubhouse
Fitness Center
Pool
Tennis Court(s)
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,945
Parcel #
19-26-17-002.0-000.00-526.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Padgett Estates
County
Pasco
MLS Area
34639 - Land O Lakes
Lot Size
12,154 sqft
Flood Insurance RequiredSidewalk
HOA
$60/mo
Kori Brown

Price history

Date
Event
Price
-
Price change
Source: Stellar MLS #TB8551624
$436,600-2.8%
$200/sqft
9/30/2026
Listed for sale
Source: Stellar MLS #TB8551624
$449,000+69.5%
$205/sqft
6/3/2019
Sold
Source: Pasco County Public Record
$264,900
$121/sqft

Neighborhood

23414 Cherbourg Loop
Land O Lakes, FL, 34639 · 34639 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $436,600
$432,500 – $436,600
99.2% – 100% of listTops out right at the list price
80% of listList price
71 of the last 140 home closings in 34639 landed at this number or higher (51%). The median one sat 22 days before it went under contract, and this one is on day 17 after a $12,400 cut.

Sample: 140 closed home sales in 34639 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,884/mo
Principal & interest$2,277
Property taxes$329
Insurance$218
HOA$60
Down payment20% · $87,320
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$436,600

$200 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,185 sq ft

Time on market

17 days

Year built

1982

Monthly payment

About $2,884/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,945 annual tax bill, insurance, and the $60/mo HOA fee.

HOA fee

$60/mo

Managed by Kori Brown.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Darren AugustowskiListing data from Stellar MLS, MLS# TB8551624.

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