2595 Cyprus Dr #4-219, photo 1
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Overview

2 bd2 ba975 sqftCondominium
TypeCondominium
HOA$475/mo
Built1996
Living area975 sqft
Price / sqft$185

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Window TreatmentsBalconySidewalkPoolMicrowaveRangeRefrigerator

2595 Cyprus Dr #4-219 is a 1996-built home in Lake Tarpon Villas Condo, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 975 square feet of living space. Listed at $180,000 (about $185/sqft), 16 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $475 monthly.

From the listing

Welcome to Lake Tarpon Villas, a tranquil waterfront community set directly on a freshwater canal that leads straight into Lake Tarpon. This spacious second-floor, 2-bedroom, 2-bath condo delivers 975 square feet of open living, with vaulted ceilings that give the space extra breathing room, a large breakfast bar, and generously sized bedrooms. Two private patios overlook the water, and one even has its own staircase up to a private observation deck. Furnishings can remain if desired, making move-in even easier. This community allows Airbnb and VRBO rentals with zero restrictions, no waiting period, and both nightly and weekly stays permitted. Whether you're after a full-time home, a seasonal escape, or an investment that starts earning the moment you close, this unit is built to deliver. At just $475 a month, the HOA covers cable, internet, sewer, water, and trash. Residents also get a waterfront pool and heated spa, a clubhouse with kitchenette and game space, community boat docks, boat trailer storage, and a dedicated boat/car wash area. The location is top notch, minutes from award-winning Gulf beaches, championship golf, and standout shopping and dining, all while staying tucked into a quiet waterfront escape. This is turnkey waterfront living with real income potential. Schedule your private showing today and don't miss out!

The essentials

Built
1996
Price / sqft
$185
On market
16 days
Annual tax
$3,957
HOA
$475/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
Built 1996
Waterfront
Canal - Freshwater
Community pool
Shared amenity
Private balcony
Outdoor space
975 sqft
Living area

Payment

Est. monthly payment
$1,834/mo
Down payment (20%)
$36,000
Property taxes
$330/mo
HOA
$475/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1996
Lot
-
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Freshwater
Days on Market
16
Window Treatments
Balcony
Sidewalk
Pool
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$3,957
Parcel #
30-27-16-48832-004-2190

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Tarpon Villas Condo
County
Pinellas
MLS Area
34684 - Palm Harbor
FloodZone
HOA
$475/mo
Qualified Management

Price history

Date
Event
Price
9/24/2026
Listed for sale
Source: Stellar MLS #TB8551676
$180,000
$185/sqft

Neighborhood

2595 Cyprus Dr #4-219
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $180,000
$172,500 – $180,000
96.2% – 100% of listTops out right at the list price
80% of listList price
34 of the last 66 condo closings in 34684 landed at this number or higher (52%). The median one sat 57 days before it went under contract, and this one is on day 16.

Sample: 66 closed condo sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,834/mo
Principal & interest$939
Property taxes$330
Insurance$90
HOA$475
Down payment20% · $36,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$180,000

$185 per sq ft

Beds and baths

2 beds, 2 baths

Size

975 sq ft

Time on market

16 days

Year built

1996

Monthly payment

About $1,834/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,957 annual tax bill, insurance, and the $475/mo HOA fee.

HOA fee

$475/mo

Managed by Qualified Management.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLC.Listing agent: Matthew KallenbachListing data from Stellar MLS, MLS# TB8551676.

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