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Overview

3 bd2 ba1,680 sqftManufactured Home
TypeManufactured Home
HOANone listed
Built1995
Lot15,459 sqft
Living area1,680 sqft
Price / sqft$148

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanDishwasherRangeRefrigerator

4870 Rustic Palm CT is a 1995-built home in Oak Hammock Estates, Mulberry. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,680 square feet of living space. Listed at $248,900 (about $148/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

SOLAR-POWERED HOME! 0.35-ACRE CUL-DE-SAC LOT • FENCED YARD • NO HOA Welcome Home, where there’s room to spread out inside and out. Skylights bring natural light into the open living room, making it a bright place to relax or gather with friends. The kitchen features luxury vinyl plank flooring, a breakfast bar, plenty of prep space, and room to add a dining table or island. A separate dining room is ready for any sized gathering. All three bedrooms are nicely sized with generous closets, and the primary bedroom has a roomy private bath with dual sinks, a garden tub, and a separate shower. A dedicated laundry room adds everyday convenience. Outside, beautiful trees shade the fenced backyard and create a peaceful setting for afternoons outdoors. The shed gives you extra storage, while the 0.35 acre cul-de-sac lot gives you space to enjoy it all. Solar power offers the potential for savings on electricity, and there’s no HOA. Explore Mulberry’s parks and local restaurants, head into nearby Lakeland for more shopping and dining, or take State Road 60 toward Brandon and Tampa. Come see what you can make of this space!

The essentials

Built
1995
Price / sqft
$148
On market
18 days
Annual tax
$902
Flood zone
X · Low risk
Lot
15,459 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1995
0.35 acres
Lot size
1,680 sqft
Living area

Payment

Est. monthly payment
$1,498/mo
Down payment (20%)
$49,780
Property taxes
$75/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1995
Lot
15,459 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
18
Ceiling Fans(s)
Open Floorplan
Dishwasher
Range
Refrigerator
Elementary
Willow Oak
Middle
Mulberry Middle
High
Mulberry High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$902
Parcel #
23-29-31-142220-000360

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oak Hammock Estates
County
Polk
MLS Area
33860 - Mulberry
Lot Size
15,459 sqft
Cul-De-Sac

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #TB8551993
$248,900
$148/sqft

Neighborhood

4870 Rustic Palm CT
Mulberry, FL, 33860 · 33860 - Mulberry

Market insights

Offer Insights

Choose an offer strength

List price: $248,900
$248,900
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 120 home closings in 33860 landed at this number or higher (59%). The median one sat 29 days before it went under contract, and this one is on day 18.

Sample: 120 closed home sales in 33860 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,498/mo
Principal & interest$1,298
Property taxes$75
Insurance$124
Down payment20% · $49,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$248,900

$148 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,680 sq ft

Time on market

18 days

Year built

1995

Monthly payment

About $1,498/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $902 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEPIQUE REALTY INC.Listing agent: Natalie FernandezListing data from Stellar MLS, MLS# TB8551993.

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