1401 45th Ave NE, photo 1
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Overview

4 bd5 ba3,953 sqft4 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot9,749 sqft
Living area3,953 sqft
Price / sqft$758
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WATERWAY ESTATES SEC 1
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

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11-month inspection

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Eat-in KitchenL DiningLiving Room/Dining Room ComboOpen FloorplanDishwasherMicrowaveRange

1401 45th Ave NE is a 2026-built home in Waterway Estates Sec 1, St Petersburg. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,953 square feet of living space. Listed at $2,996,000 (about $758/sqft), 17 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Pre-Construction. To be built. Under Construction. Anticipated completion January 19, 2027, subject to pool completion. Tucked away on a quiet cul-de-sac in the coveted Waterway Estates neighborhood, this beautifully designed waterfront residence offers modern coastal luxury with prime boating access. Featuring 4 bedrooms, 4.5 bathrooms, and a thoughtfully crafted open-concept layout, the home captures peaceful water views while providing exceptional space for everyday living and entertaining. Quality finishes include a concrete seawall, premium Bosch appliance package, gas stove, gas dryer, gas water heater, stone countertops, and custom solid-wood cabinetry throughout. Elegant engineered hardwood flooring flows across the main living areas, creating a warm, refined interior. Generous gathering spaces open to a large covered rear porch—perfect for waterfront dinners, morning coffee, or unwinding after a day on the boat. The spacious primary suite features its own wet bar, adding a luxurious touch to your private retreat, while a thoughtfully designed Jack-and-Jill bathroom includes double vanities for added comfort and convenience. There is still time to explore select design changes and custom modifications, subject to construction progress and builder approval. Located in the heart of Northeast St. Petersburg, this waterfront retreat places you minutes from vibrant downtown St. Pete, waterfront parks, local schools, restaurants, coffee shops, and the energetic 4th Street corridor, with convenient access to Tampa and the Gulf beaches. An exceptional opportunity to enjoy a brand-new coastal home and the waterfront lifestyle in one of St. Petersburg’s most desirable neighborhoods.

The essentials

Built
2026
Price / sqft
$758
On market
17 days
Annual tax
$16,106
Flood zone
AE
Lot
9,749 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Waterfront
Canal - Saltwater
4 car garage
Driveway
9,749 sqft lot
Lot size
3,953 sqft
Living area

Payment

Est. monthly payment
$18,465/mo
Down payment (20%)
$599,200
Property taxes
$1,342/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
9,749 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Waterfront
Canal - Saltwater
Days on Market
17
Ceiling Fans(s)
Eat-in Kitchen
L Dining
Living Room/Dining Room Combo
Open Floorplan
Dishwasher
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$16,106
Parcel #
04-31-17-95148-005-0100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterway Estates Sec 1
County
Pinellas
MLS Area
33703 - St Pete
Lot Size
9,749 sqft
ClearedCul-De-SacCity LimitsIn CountyLandscapedLevelPaved

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #TB8552733
$2,996,000
$758/sqft

Neighborhood

1401 45th Ave NE
St Petersburg, FL, 33703 · 33703 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $2,996,000
$2.93M – $3.00M
97.9% – 100% of listTops out right at the list price
80% of listList price
128 of the last 255 home closings in 33703 landed at this number or higher (50%). The median one sat 33 days before it went under contract, and this one is on day 17.

Sample: 255 closed home sales in 33703 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$18,466/mo
Principal & interest$15,625
Property taxes$1,342
Insurance$1,498
Down payment20% · $599,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,996,000

$758 per sq ft

Beds and baths

4 beds, 5 baths

Size

3,953 sq ft

Time on market

17 days

Year built

2026

Monthly payment

About $18,465/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $16,106 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byRE/MAX ACTION FIRST OF FLORIDAListing agent: Clay Glover, JrListing data from Stellar MLS, MLS# TB8552733.

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