9725 SW 196th Cir, photo 1
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Overview

3 bd2 ba1,774 sqft2 car garageSingle Family
TypeSingle Family
HOA$248/yr
Built2000
Lot10,454 sqft
Living area1,774 sqft
Price / sqft$169
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Walk-in Closet(s)Fire PitPrivate YardDishwasherDryerElectric Water Heater

9725 SW 196th Cir is a 2000-built home in Rainbow Spgs 05 Rep, Dunnellon. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,774 square feet of living space. Listed at $300,000 (about $169/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $248 annually.

From the listing

Welcome home to Rainbow Springs! This well-maintained 3-bedroom, 2-bath home with a separate office offers 1,774 square feet of comfortable living space and a floor plan designed for both everyday living and entertaining. Built in 2000, the home features a 2021 roof and 2018 A/C, giving buyers peace of mind on two of the big-ticket items. Step inside to a spacious, open living area with vaulted ceilings, tile flooring and a beautiful stone wood burning fireplace that creates a warm focal point for the room. The kitchen opens to the living area and offers plenty of cabinetry and counter space, along with an island for additional prep and storage. A separate dining area provides plenty of room for gatherings. The dedicated office gives you valuable extra space for working from home, hobbies or a craft room without sacrificing one of the three bedrooms. One of the highlights of this home is the large screened lanai, perfect for enjoying Florida living throughout the year. Step outside to an additional patio and peaceful backyard garden and sitting area surrounded by mature landscaping, creating a wonderful spot to relax, garden or enjoy your morning coffee. An attached garage with built-in work and storage areas adds even more functionality. Located in desirable Rainbow Springs, residents enjoy access to community amenities including the private Rainbow River park and river access, clubhouse, community pool, tennis and pickleball courts, and more. Enjoy the natural beauty and recreation Rainbow Springs is known for while still being convenient to Dunnellon shopping, dining and everyday necessities. Come see how much this home and community have to offer! Some of the photos have been virtually staged

The essentials

Built
2000
Price / sqft
$169
On market
9 days
Annual tax
$1,958
HOA
$248/yr
Flood zone
X · Low risk
Lot
10,454 sqft
Type
Single Family Residence

At a glance

Single family
Built 2000
2 car garage
10,454 sqft lot
Lot size
1,774 sqft
Living area

Payment

Est. monthly payment
$1,899/mo
Down payment (20%)
$60,000
Property taxes
$163/mo
HOA
$248/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2000
Lot
10,454 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
9
Cathedral Ceiling(s)
Ceiling Fans(s)
Walk-in Closet(s)
Fire Pit
Private Yard
Dishwasher
Dryer
Electric Water Heater
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,958
Parcel #
3297-169-025

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rainbow Spgs 05 Rep
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
10,454 sqft
HOA
$248/yr
Rainbow Springs Country Club

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #TB8552894
$300,000
$169/sqft

Neighborhood

9725 SW 196th Cir
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $300,000
$297,500 – $300,000
98.9% – 100% of listTops out right at the list price
80% of listList price
161 of the last 320 home closings in 34432 landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 9.

Sample: 320 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,898/mo
Principal & interest$1,565
Property taxes$163
Insurance$150
HOA$21
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$300,000

$169 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,774 sq ft

Time on market

9 days

Year built

2000

Monthly payment

About $1,899/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,958 annual tax bill, insurance, and the $248/yr HOA fee.

HOA fee

$248/yr

Managed by Rainbow Springs Country Club.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byERA AMERICAN SUNCOAST REALTYListing agent: Cindy BurkhardtListing data from Stellar MLS, MLS# TB8552894.

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