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3775 40th Ln S #E, St Petersburg, FL, 33711

$168/sqft·Bermuda Bay Beach Condo

2 bd3 ba1,280 sqftTownhouse
Listed by KELLER WILLIAMS GULF BEACHES· Last updated · MLS# TB8553179

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Est. monthly payment
$1,564/mo
Down payment (20%)
$43,000
Property taxes
$336/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
Built 1974
Community pool
Shared amenity
1,280 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSplit BedroomThermostatWalk-in Closet(s)

3775 40th Ln S #E is a 1974-built home in Bermuda Bay Beach Condo, St Petersburg. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,280 square feet of living space. Listed at $215,000 (about $168/sqft), 1 days on market. Flood zone ae - confirm flood insurance requirements with your lender.

From the listing

In Bermuda Bay, even one screened lanai is hard to find. This 2-bedroom, 2.5-bath townhouse has two, one on each level, and it has just been completely repainted and cleaned top to bottom, so it is truly move-in ready. Set inside St. Petersburg's gated waterfront community on Boca Ciega Bay, it pairs a private outdoor setup you won't see often here with resort-style amenities and a private beach. Tile flooring runs through the main level, from the entry room at the foot of the stairs, past the kitchen and dining area, to the living room, where sliding glass doors open onto the ground-floor screened lanai. The kitchen features white cabinetry and a pass-through breakfast bar with a marble-look top that keeps whoever is cooking connected to the dining area. A half bath completes this level. Upstairs, two generously sized bedrooms each have their own updated en-suite bath and walk-in closet. The primary suite adds French doors to the second screened lanai and a separate vanity and dressing nook with a mirror and counter space. A laundry closet with extra storage sits between the bedrooms, right where you need it. The two lanais give you two very different ways to be outside. Downstairs, the tiled lanai sits under a warm wood-beam ceiling, opens straight from the living room and has its own screen door to the walkway, ready for plants, a bistro set and long evenings. Upstairs, mornings start by opening the bedroom French doors and carrying your coffee out to a private screened balcony framed by palms and old live oaks. Bermuda Bay is a lifestyle as much as an address. Residents enjoy a private beach on Boca Ciega Bay for sunset gatherings and kayaking, a kayak launch and storage, two pools and a hot tub, pickleball, tennis and racquetball courts, shuffleboard, a park, grilling areas, a clubhouse for social events, and an outdoor storage closet for bikes and gear. Private access connects you to the Clam Bayou Preserve trail system and the Pinellas Trail. The community is pet-friendly, hosts frequent resident events and nightly sunset gatherings, and offers reserved parking for boats, RVs and trailers with HOA approval. Just west of 34th Street South, this St. Petersburg townhouse near Gulfport puts restaurants, shopping and daily conveniences within a mile, with quick access to I-275, the Gulfport waterfront, downtown St. Pete, St. Pete Beach and Fort De Soto Park.

The essentials

Built
1974
Price / sqft
$168
On market
3 days
Annual tax
$4,032
Flood zone
AE
Type
Townhouse

Location

3775 40th Ln S #E
St Petersburg, FL, 33711·33711 - St Pete/Gulfport
Type
Townhouse
Year Built
1974
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
3
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Rain Gutters
Sidewalk
Storage
Buyer Approval Required
Community Mailbox
Gated Community - Guard
Irrigation-reclaimed Water
Park
Playground
Pool
Racquetball
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Flood Zone ae

Annual Tax (2025)

$4,032

Parcel #

34-31-16-08320-022-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Bermuda Bay Beach Condo

County

Pinellas

MLS Area

33711 - St Pete/Gulfport

Lot Size

-

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #TB8553179
$215,000
$168/sqft
Est. monthly payment$1,565/mo
Principal & interest$1,121
Property taxes$336
Insurance$108
Down payment20% · $43,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $215,000
$215,000
99.5% – 100% of listTops out right at the list price
80% of listList price
18 of the last 33 townhouse or villa closings in St Petersburg landed at this number or higher (55%). The median one sat 50 days before it went under contract, and this one is on day 3.

Sample: 33 closed townhouse or villa sales in St Petersburg over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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