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About this home
4435 Horse Creek Ln is a 2022-built home in Riverstone Ph 3 & 4, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,000 square feet of living space. Listed at $369,900 (about $185/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,000 annually.
Welcome to 4435 Horse Creek Lane, a beautifully maintained 4-bedroom, 2-bath home located in the desirable Riverstone community of Lakeland. Situated on an oversized lot, this home offers a backyard setting that truly stands out, with peaceful views overlooking a small neighboring farm where you may even catch sight of the resident donkeys. Inside, the open floor plan is designed for both everyday living and entertaining. The kitchen features stone countertops, stainless steel appliances, abundant cabinetry, and a large center island with bar seating. Ceramic tile runs throughout the main living areas, with carpeting in select bedrooms for added comfort. The spacious primary suite includes dual sinks, a walk-in shower, and a walk-in closet. Additional highlights include a two-car garage and a generously sized backyard that is vinyl fenced along the front and sides, with wire fencing along the rear to preserve the open view toward the farm. Built in 2022, this home combines modern construction, a functional single-story layout, and the extra space of an oversized homesite. Riverstone offers a vibrant community lifestyle with neighborhood pools, playgrounds, parks, walking and jogging paths, a dog park, and other recreational amenities, all while providing convenient access to shopping, dining, and major roadways throughout Lakeland. If you have been looking for a newer home with extra outdoor space, a great community, and a backyard view that feels anything but typical, this one deserves a closer look.
The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$369,900
$185 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,000 sq ft
Time on market
10 days
Year built
2022
Monthly payment
About $2,746/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,582 annual tax bill, insurance, and the $1,000/yr HOA fee.
HOA fee
$1,000/yr
Managed by Prime Community Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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