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Overview

3 bd4 ba2,720 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,047/qtr
Built2026
Lot8,253 sqft
Living area2,720 sqft
Price / sqft$295
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
VALENCIA RIDGE
Type
Single Family Residence

True monthly carry

HOA
~$349/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Coffered Ceiling(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostat

3869 Cabernet Ter is a 2026-built home in Valencia Ridge, Wesley Chapel. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,720 square feet of living space. Listed at $802,900 (about $295/sqft), 7 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,047 quarterly.

From the listing

Virtually Staged. Located in Valencia Ridge, one of the most exciting new 55+ resort-style communities serving the Tampa area, this exceptional Sapphire model by GL Homes offers an incredible combination of luxury, lifestyle, and value. Designed for carefree 55+ living on Florida’s Gulf Coast, Valencia Ridge features endless entertainment, resort-style relaxation, action-packed activities, and beautifully appointed new homes with luxury included as standard.The Sapphire floor plan features 3 bedrooms, a dedicated home office, 3 full baths, a powder room, and an oversized 2.5-car garage with room for a golf cart or additional storage. Exceptional curb appeal begins with an upgraded brick paver driveway, tile roof, and designer coach lights. Enter through impressive double 8-foot glass entry doors and discover a beautifully designed open-concept layout where the great room, kitchen, and dining areas flow seamlessly together. Great room sliders open directly to the spacious extended covered lanai and private backyard surrounded by lush landscaping, creating an ideal setting for relaxing or entertaining. Inside, the home showcases large 24x24 rectified tile flooring throughout the main living areas, wet areas, and home office. The luxurious gourmet kitchen is beautifully appointed with highly upgraded 42-inch shaker-style Castle Brown cabinetry, cabinet lighting with crown molding and valance, soft-close drawers, Silestone Calacatta Premata countertops, a large center island with extended counter-height bar, undermount stainless-steel sink, full quartz backsplash, and upgraded stainless-steel appliances. The appliance package includes a GE Profile freestanding gas range, built-in oven and microwave/oven combination, chimney hood, and French-door refrigerator. Pot-and-pan drawers and a large pantry provide exceptional storage. The spacious primary suite features a coffered ceiling, ceiling fan, and two walk-in closets. The luxurious primary bath retreat offers dual vanities with shaker-style Castle Brown cabinetry, quartz countertops, a walk-in shower, and linen closet. The home office features matching tile flooring, while both secondary bedrooms are located down a private hallway and each includes its own en-suite full bath. The laundry room includes a pre-plumb for a future sink and an upgraded GE front-load washer and dryer. Additional upgrades include a variable-speed air handler, recessed lighting, designer lighting and ceiling fan package, pre-plumbing for a water softener system, 2-inch faux-wood window blinds, and more. Valencia Ridge is a premier active-adult community offering natural gas service and an impressive array of amenities, including a spectacular clubhouse, fitness center, yoga studio, sports lounge, resort-style pool, lap pool, pickleball and tennis courts, bocce courts, dog park, on-site restaurant, and a vibrant social calendar filled with clubs, events, and activities. Conveniently located in the Wiregrass area of Wesley Chapel near shopping, dining, medical facilities, major highways, and Tampa-area airports, this exceptional home delivers the perfect blend of luxury, convenience, and active Florida living. A recent builder incentive of $43,005 has already been applied to the list price. Originally priced at $845,905, this home is now offered at $802,900 when financing through GL Financial and closing with Nova Title, or when purchasing with cash and using Nova Title. Start living the dream today!

The essentials

Built
2026
Price / sqft
$295
On market
7 days
Annual tax
$2,814
HOA
$1,047/qtr
Flood zone
X · Low risk
Lot
8,253 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
Driveway
8,253 sqft lot
Lot size
2,720 sqft
Living area

Payment

Est. monthly payment
$5,172/mo
Down payment (20%)
$160,580
Property taxes
$235/mo
HOA
$1,047/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
8,253 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking
Days on Market
7
Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Association Recreation - Owned
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Irrigation-reclaimed Water
Pool
Restaurant
Sidewalks
Tennis Court(s)
Wheelchair Access
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range Hood
Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,814
Parcel #
20-26-23-014.0-000.00-363.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Valencia Ridge
County
Pasco
MLS Area
33543 - Zephyrhills/Wesley Chapel
Lot Size
8,253 sqft
In CountyPrivateSidewalkPaved
HOA
$1,047/qtr
James Smith

Price history

Date
Event
Price
10/4/2026
Listed for sale
Source: Stellar MLS #TB8553726
$802,900
$295/sqft

Neighborhood

3869 Cabernet Ter
Wesley Chapel, FL, 33543 · 33543 - Zephyrhills/Wesley Chapel

Market insights

Offer Insights

Choose an offer strength

List price: $802,900
$800,000 – $802,900
99.5% – 100% of listTops out right at the list price
80% of listList price
177 of the last 314 home closings in 33543 landed at this number or higher (56%). The median one sat 38 days before it went under contract, and this one is on day 7.

Sample: 314 closed home sales in 33543 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,172/mo
Principal & interest$4,187
Property taxes$235
Insurance$401
HOA$349
Down payment20% · $160,580
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$802,900

$295 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,720 sq ft

Time on market

7 days

Year built

2026

Monthly payment

About $5,172/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,814 annual tax bill, insurance, and the $1,047/qtr HOA fee.

HOA fee

$1,047/qtr

Managed by James Smith.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySALTZBERG & ASSOCIATES REAL ESTATEListing agent: Steven SaltzbergListing data from Stellar MLS, MLS# TB8553726.

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