

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- VALENCIA RIDGE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$349/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
3869 Cabernet Ter is a 2026-built home in Valencia Ridge, Wesley Chapel. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,720 square feet of living space. Listed at $802,900 (about $295/sqft), 7 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,047 quarterly.
Virtually Staged. Located in Valencia Ridge, one of the most exciting new 55+ resort-style communities serving the Tampa area, this exceptional Sapphire model by GL Homes offers an incredible combination of luxury, lifestyle, and value. Designed for carefree 55+ living on Florida’s Gulf Coast, Valencia Ridge features endless entertainment, resort-style relaxation, action-packed activities, and beautifully appointed new homes with luxury included as standard.The Sapphire floor plan features 3 bedrooms, a dedicated home office, 3 full baths, a powder room, and an oversized 2.5-car garage with room for a golf cart or additional storage. Exceptional curb appeal begins with an upgraded brick paver driveway, tile roof, and designer coach lights. Enter through impressive double 8-foot glass entry doors and discover a beautifully designed open-concept layout where the great room, kitchen, and dining areas flow seamlessly together. Great room sliders open directly to the spacious extended covered lanai and private backyard surrounded by lush landscaping, creating an ideal setting for relaxing or entertaining. Inside, the home showcases large 24x24 rectified tile flooring throughout the main living areas, wet areas, and home office. The luxurious gourmet kitchen is beautifully appointed with highly upgraded 42-inch shaker-style Castle Brown cabinetry, cabinet lighting with crown molding and valance, soft-close drawers, Silestone Calacatta Premata countertops, a large center island with extended counter-height bar, undermount stainless-steel sink, full quartz backsplash, and upgraded stainless-steel appliances. The appliance package includes a GE Profile freestanding gas range, built-in oven and microwave/oven combination, chimney hood, and French-door refrigerator. Pot-and-pan drawers and a large pantry provide exceptional storage. The spacious primary suite features a coffered ceiling, ceiling fan, and two walk-in closets. The luxurious primary bath retreat offers dual vanities with shaker-style Castle Brown cabinetry, quartz countertops, a walk-in shower, and linen closet. The home office features matching tile flooring, while both secondary bedrooms are located down a private hallway and each includes its own en-suite full bath. The laundry room includes a pre-plumb for a future sink and an upgraded GE front-load washer and dryer. Additional upgrades include a variable-speed air handler, recessed lighting, designer lighting and ceiling fan package, pre-plumbing for a water softener system, 2-inch faux-wood window blinds, and more. Valencia Ridge is a premier active-adult community offering natural gas service and an impressive array of amenities, including a spectacular clubhouse, fitness center, yoga studio, sports lounge, resort-style pool, lap pool, pickleball and tennis courts, bocce courts, dog park, on-site restaurant, and a vibrant social calendar filled with clubs, events, and activities. Conveniently located in the Wiregrass area of Wesley Chapel near shopping, dining, medical facilities, major highways, and Tampa-area airports, this exceptional home delivers the perfect blend of luxury, convenience, and active Florida living. A recent builder incentive of $43,005 has already been applied to the list price. Originally priced at $845,905, this home is now offered at $802,900 when financing through GL Financial and closing with Nova Title, or when purchasing with cash and using Nova Title. Start living the dream today!
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 314 closed home sales in 33543 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$802,900
$295 per sq ft
Beds and baths
3 beds, 4 baths
Size
2,720 sq ft
Time on market
7 days
Year built
2026
Monthly payment
About $5,172/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,814 annual tax bill, insurance, and the $1,047/qtr HOA fee.
HOA fee
$1,047/qtr
Managed by James Smith.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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