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484 Santa Cruz Pl NE #F, St Petersburg, FL, 33703

$288/sqft·Plaza Villas One Condo

2 bd2 ba1,025 sqftCondominium
Listed by SMITH & ASSOCIATES REAL ESTATE· Last updated · MLS# TB8553746

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Est. monthly payment
$3,042/mo
Down payment (20%)
$59,000
Property taxes
$367/mo
HOA
$989/mo
Rate assumed
6.8% · 30 yr
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At a glance

Condo
Built 1989
Community pool
Shared amenity
1,025 sqft
Living area

About this home

Ceiling Fans(s)Open FloorplanStone CountersWalk-in Closet(s)Rain GuttersSidewalkGated Community - GuardPool

484 Santa Cruz Pl NE #F is a 1989-built home in Plaza Villas One Condo, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,025 square feet of living space. Listed at $295,000 (about $288/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $989 monthly.

From the listing

Available a great 2 bedroom /2 bathroom second floor condo located in Placido Bayou, a 360-acre gated community bordering Tampa Bay. This beautiful property is for the buyer who is looking for a location in an upscale neighborhood for an affordable price. The unit is well maintained, and offers a large open floor plan with enclosed sunroom bringing the outdoors in. Updated kitchen with granite countertops, stainless steel appliances and large peninsula for eat in dining and perfect for entertaining. Stacking washer and dryer off kitchen perfect for ease of use. Primary bedroom is large size with its own ensuite and walk-in closet. Updates include HVAC 2026, new interior paint throughout entire condo, new carpet on entry stairs. This building is well-maintained as well. The association has made the following updates: 2026 tiled roof, 2025 repaired stucco and exterior paint and 2026 termite tenting. This condo would make a great full-time residence, winter retreat or income property as annual rentals are allowed. 2 Pets (dogs or cats) up to 50 pounds total are welcomed! HOA fee includes water, sewer, trash pick-up, lawn care, paving, exterior building maintenance, pool and entrance gate. One assigned parking space with plenty of guest parking available. This is a great opportunity to live in a beautiful nature preserve setting.

The essentials

Built
1989
Price / sqft
$288
On market
2 days
Annual tax
$4,399
HOA
$989/mo
Flood zone
AE
Type
Condominium

Location

484 Santa Cruz Pl NE #F
St Petersburg, FL, 33703·33703 - St Pete
Type
Condominium
Year Built
1989
Lot
-
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
2
Ceiling Fans(s)
Open Floorplan
Stone Counters
Walk-in Closet(s)
Rain Gutters
Sidewalk
Gated Community - Guard
Pool
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer

Elementary

North Shore Elementary-PN

Middle

Meadowlawn Middle-PN

High

Northeast High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$4,399

Parcel #

05-31-17-72073-000-4846

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Plaza Villas One Condo

County

Pinellas

MLS Area

33703 - St Pete

Lot Size

-

HOA
$989/mo
Fay Sullivan
Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #TB8553746
$295,000
$288/sqft
Est. monthly payment$3,042/mo
Principal & interest$1,539
Property taxes$367
Insurance$148
HOA$989
Down payment20% · $59,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $295,000
$275,000 – $295,000
93.6% – 100% of listTops out right at the list price
80% of listList price
19 of the last 36 condo closings in 33703 landed at this number or higher (53%). The median one sat 37 days before it went under contract, and this one is on day 2.

Sample: 36 closed condo sales in 33703 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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