629 Segovia CT NE #405, photo 1
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Overview

3 bd3 ba2,159 sqft2 car garageTownhouse
TypeTownhouse
HOA$1,171.29/mo
Built1988
Living area2,159 sqft
Price / sqft$292
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface Counters

629 Segovia CT NE #405 is a 1988-built home in Cluster Homes, St Petersburg. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,159 square feet of living space. Listed at $629,900 (about $292/sqft), 4 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,171.29 monthly.

From the listing

Beautifully updated from top to bottom, this spacious corner residence offers one of the larger floor plans in Placido Bayou, with soaring ceilings, generous living spaces, and peaceful pond views wrapping around the home. The main living area immediately impresses with dramatic double-height vaulted ceilings, abundant natural light, a custom stone fireplace, and updated hardwood floors that continue throughout both the first and second floors and staircase. The kitchen is equally impressive, featuring Norwegian Blue granite countertops, Alabama maple cabinetry, a custom-built pantry, Kraus sink, California Faucets fixtures, stainless steel appliances, and a GE Profile dual-oven range with five-burner cooktop. With plenty of cabinetry and workspace, the kitchen is designed to be as functional as it is beautiful. The primary suite offers a private retreat with its own mini-split system for added comfort and a fully updated bath featuring a freestanding soaking tub, glass-enclosed rain shower with handheld wand, quartz double vanity, and soft-close shaker cabinetry. Custom California Closets systems and window treatments can be found throughout the home. One of the highlights of this residence is its connection to the outdoors. The enclosed rear lanai overlooks the pond and creates a wonderful space for morning coffee, an herb or container garden, or simply relaxing while watching the birds and wildlife that regularly visit the water. Thoughtful improvements extend well beyond the finishes and include a 2017 roof, Simonton impact windows, impact-rated French door inserts, R-34 insulation, a permitted Eaton electrical panel with whole-home surge protection, and a well-maintained 5-ton Coastal HVAC system. The corner location also provides added flexibility for parking in addition to the private driveway and garage. Multiple pets are permitted, and the community pool and spa are just steps away. This residence experienced no storm-related issues during Hurricanes Helene or Milton. Beyond the home, Placido Bayou offers a peaceful gated setting surrounded by mature landscaping, lakes, and abundant wildlife. Residents can enjoy sidewalks throughout the community, quiet spots along the water, fishing in the community lakes, and an atmosphere that feels tucked away while remaining convenient to everything St. Petersburg has to offer. It’s an opportunity to enjoy the ease of low-maintenance living without giving up the space, privacy, and character of a larger home.

The essentials

Built
1988
Price / sqft
$292
On market
9 days
Annual tax
$3,375
HOA
$1,171.29/mo
Flood zone
AE
Type
Townhouse

At a glance

Townhouse
Built 1988
Waterfront
Pond
Community pool
Shared amenity
2 car garage
2,159 sqft
Living area

Payment

Est. monthly payment
$5,053/mo
Down payment (20%)
$125,980
Property taxes
$281/mo
HOA
$1,171.29/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1988
Lot
-
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Pond
Days on Market
9
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Buyer Approval Required
Clubhouse
Community Mailbox
Gated Community - Guard
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Special Community Restrictions
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
North Shore Elementary-PN
Middle
Meadowlawn Middle-PN
High
Northeast High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,375
Parcel #
05-31-17-16813-004-4050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cluster Homes
County
Pinellas
MLS Area
33703 - St Pete
HOA
$1,171.29/mo
Wise Property Management

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #TB8553905
$629,900
$292/sqft

Neighborhood

629 Segovia CT NE #405
St Petersburg, FL, 33703 · 33703 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $629,900
$620,000 – $629,900
98.8% – 100% of listTops out right at the list price
80% of listList price
13 of the last 24 townhouse or villa closings in 33703 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 9.

Sample: 24 closed townhouse or villa sales in 33703 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,053/mo
Principal & interest$3,285
Property taxes$281
Insurance$315
HOA$1,171
Down payment20% · $125,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$629,900

$292 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,159 sq ft

Time on market

9 days

Year built

1988

Monthly payment

About $5,053/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,375 annual tax bill, insurance, and the $1,171.29/mo HOA fee.

HOA fee

$1,171.29/mo

Managed by Wise Property Management.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCORCORAN DWELLINGSListing agent: Lindi SweatListing data from Stellar MLS, MLS# TB8553905.

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