388 12th Ave, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot5,227 sqft

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About this home

388 12th Ave is a home in Indian Beach Re-revised 2nd Add, Indian Rocks Beach. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to beautiful Indian Rocks Beach, where coastal charm meets an exciting opportunity to create something special! This property is ready for your vision and offers the chance to build a brand-new beach retreat, vacation getaway, or investment property. The existing home sustained flooding during Hurricane Helene and will require rebuilding. The property is being sold As-Is, presenting an opportunity for buyers to explore the possibilities and bring their vision to life. Imagine designing your own coastal sanctuary, building upward to capture beautiful water views. Enjoy the laid-back lifestyle of this beloved Gulf Coast community, known for its sandy beaches, spectacular sunsets, and charming small-town atmosphere. It’s just a short walk to the beach, as well as restaurants, shops, parks, and playgrounds. Enjoy pickleball courts, a dog park, skate park, basketball courts, baseball fields, Town Hall events, beach art center, library, and public boat ramp close by. Indian Rocks Beach is a walkable, golf-cart-friendly community where beach days, casual dining, and sunset strolls become part of everyday life.

The essentials

On market
16 days
Annual tax
$2,172
Flood zone
AE
Lot
5,227 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$3,125/mo
Down payment (20%)
$103,000
Property taxes
$181/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
5,227 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
16
Elementary
Anona Elementary-PN
Middle
Seminole Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$2,172
Parcel #
06-30-15-42066-090-0300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Beach Re-revised 2nd Add
County
Pinellas
MLS Area
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size
5,227 sqft

Price history

Date
Event
Price
9/26/2026
Listed for sale
Source: Stellar MLS #TB8554071
$515,000

Neighborhood

388 12th Ave
Indian Rocks Beach, FL, 33785 · 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores

Calculator

Est. monthly payment
$3,124/mo
Principal & interest$2,686
Property taxes$181
Insurance$258
Down payment20% · $103,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$515,000

Time on market

16 days

Monthly payment

About $3,125/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,172 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byKELLER WILLIAMS TAMPA CENTRALListing agent: Chris GeyerListing data from Stellar MLS, MLS# TB8554071.

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