

Overview
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About this home
388 12th Ave is a home in Indian Beach Re-revised 2nd Add, Indian Rocks Beach. Flood zone AE - confirm flood insurance requirements with your lender.
Welcome to beautiful Indian Rocks Beach, where coastal charm meets an exciting opportunity to create something special! This property is ready for your vision and offers the chance to build a brand-new beach retreat, vacation getaway, or investment property. The existing home sustained flooding during Hurricane Helene and will require rebuilding. The property is being sold As-Is, presenting an opportunity for buyers to explore the possibilities and bring their vision to life. Imagine designing your own coastal sanctuary, building upward to capture beautiful water views. Enjoy the laid-back lifestyle of this beloved Gulf Coast community, known for its sandy beaches, spectacular sunsets, and charming small-town atmosphere. It’s just a short walk to the beach, as well as restaurants, shops, parks, and playgrounds. Enjoy pickleball courts, a dog park, skate park, basketball courts, baseball fields, Town Hall events, beach art center, library, and public boat ramp close by. Indian Rocks Beach is a walkable, golf-cart-friendly community where beach days, casual dining, and sunset strolls become part of everyday life.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$515,000
Time on market
16 days
Monthly payment
About $3,125/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,172 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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