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Overview

2 bd2 ba1,796 sqftSingle Family
TypeSingle Family
HOANone listed
Built1958
Lot8,740 sqft
Living area1,796 sqft
Price / sqft$612

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorThermostatWindow TreatmentsPermeable PavingBuilt-in OvenDishwasher

528 Ralph St is a 1958-built home in Ocean Beach Replat 2 Of A Portion Of, Sarasota. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,796 square feet of living space. Listed at $1,100,000 (about $612/sqft), 9 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. WATERFRONT!!! ATTENTION BUILDERS LOWEST PRICE waterfront on Siesta Key. TURNKEY WATERFRONT PROPERTY – Exceptional opportunity to acquire this Siesta Key property where coastal living meets modern luxury. This residence is in move-in condition. Property Features: Accommodates up to 8 guests comfortably Durable and attractive terrazzo flooring throughout Recently completed exterior paint (2025) Updated kitchen featuring Corian countertops, extensive cabinetry, and a new gas range Renovated bathrooms with clean, modern finishes Replacement windows for improved efficiency and comfort Waterfront & Exterior Highlights: Newer seawall Direct boat access with only one bridge to open water Newly constructed front deck Parking capacity for up to six vehicles Converted garage/storage area ideal for beach equipment, bicycles, and tools Additional Value: Ample space to add an in-ground pool (fiberglass options have cost-effective installation in Florida) Located on a street with surrounding homes valued up to $7 million This property is well-suited for investors, seasonal residents, or buyers seeking a low-maintenance “lock-and-leave” coastal home.

The essentials

Built
1958
Price / sqft
$612
On market
9 days
Annual tax
$11,096
Flood zone
AE
Lot
8,740 sqft
Type
Single Family Residence

At a glance

Single family
Built 1958
Waterfront
Canal Front
8,740 sqft lot
Lot size
1,796 sqft
Living area

Payment

Est. monthly payment
$7,212/mo
Down payment (20%)
$220,000
Property taxes
$925/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1958
Lot
8,740 sqft
Cooling
Central Air
Heating
Electric, Propane
Parking
Driveway, Ground Level, On Street
Waterfront
Canal Front
Days on Market
9
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Window Treatments
Permeable Paving
Built-in Oven
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Range
Range Hood
Refrigerator
Washer
Elementary
Southside Elementary
Middle
Sarasota Middle
High
Sarasota High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$11,096
Parcel #
0079140007

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocean Beach Replat 2 Of A Portion Of
County
Sarasota
MLS Area
34242 - Sarasota/Crescent Beach/Siesta Key
Lot Size
8,740 sqft
Flood Insurance RequiredFloodZoneCity LimitsPaved

Price history

Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #TB8554360
$1,100,000
$612/sqft

Neighborhood

528 Ralph St
Sarasota, FL, 34242 · 34242 - Sarasota/Crescent Beach/Siesta Key

Market insights

Offer Insights

Choose an offer strength

List price: $1,100,000
$1.04M – $1.10M
94.9% – 100% of listTops out right at the list price
80% of listList price
40 of the last 79 home closings in 34242 landed at this number or higher (51%). The median one sat 88 days before it went under contract, and this one is on day 9.

Sample: 79 closed home sales in 34242 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,212/mo
Principal & interest$5,737
Property taxes$925
Insurance$550
Down payment20% · $220,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,100,000

$612 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,796 sq ft

Time on market

9 days

Year built

1958

Monthly payment

About $7,212/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,096 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byMARK SPAIN REAL ESTATEListing agent: Brian RiceListing data from Stellar MLS, MLS# TB8554360.

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