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About this home
528 Ralph St is a 1958-built home in Ocean Beach Replat 2 Of A Portion Of, Sarasota. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,796 square feet of living space. Listed at $1,100,000 (about $612/sqft), 9 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Virtually Staged. WATERFRONT!!! ATTENTION BUILDERS LOWEST PRICE waterfront on Siesta Key. TURNKEY WATERFRONT PROPERTY – Exceptional opportunity to acquire this Siesta Key property where coastal living meets modern luxury. This residence is in move-in condition. Property Features: Accommodates up to 8 guests comfortably Durable and attractive terrazzo flooring throughout Recently completed exterior paint (2025) Updated kitchen featuring Corian countertops, extensive cabinetry, and a new gas range Renovated bathrooms with clean, modern finishes Replacement windows for improved efficiency and comfort Waterfront & Exterior Highlights: Newer seawall Direct boat access with only one bridge to open water Newly constructed front deck Parking capacity for up to six vehicles Converted garage/storage area ideal for beach equipment, bicycles, and tools Additional Value: Ample space to add an in-ground pool (fiberglass options have cost-effective installation in Florida) Located on a street with surrounding homes valued up to $7 million This property is well-suited for investors, seasonal residents, or buyers seeking a low-maintenance “lock-and-leave” coastal home.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,100,000
$612 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,796 sq ft
Time on market
9 days
Year built
1958
Monthly payment
About $7,212/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,096 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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