6401 S Richard Ave, photo 1
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Overview

4 bd5 ba3,125 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot5,000 sqft
Living area3,125 sqft
Price / sqft$352
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SUNSET ADD
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Wood Cabinets

6401 S Richard Ave is a 2026-built home in Sunset Add, Tampa. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,125 square feet of living space. Listed at $1,099,900 (about $352/sqft), 4 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

MOVE-IN READY • MODERN NEW CONSTRUCTION • SPECIAL BUILDER FINANCING AVAILABLE—including an exclusive 10-year interest-only option for qualified buyers. Ask how this opportunity could provide substantially lower initial monthly payments while preserving cash and purchasing power. Warm contemporary design and exceptional craftsmanship define this newly completed South Tampa residence by SALT & PEPPER CONSTRUCTION. Offering 4 bedrooms, 4.5 bathrooms, 3,125 square feet of living space and more than 4,000 square feet under roof, this home pairs clean architectural lines with warm natural finishes and thoughtfully designed spaces. Located in Sun Bay South just south of Gandy Boulevard, the home provides outstanding access to Downtown Tampa, Water Street, Westshore, Tampa International Airport, MacDill Air Force Base, waterfront parks, marinas and some of Tampa’s favorite restaurants. The property is located in Flood Zone X-500 and constructed above the base flood elevation for added peace of mind. Inside, soaring 10-foot ceilings, light oak flooring, designer lighting and abundant natural light create an inviting sense of scale. The chef-inspired kitchen features custom slow-close cabinetry, quartz countertops, an oversized island, premium stainless steel appliances and a hidden walk-in pantry. Expansive sliding doors connect the great room to a covered lanai already equipped with plumbing and electric for a future outdoor kitchen. Upstairs, the primary suite feels like a private retreat with an oversized custom closet and spa-inspired bath featuring dual vanities, a freestanding soaking tub and an impressive walk-in shower. Every secondary bedroom includes its own en-suite bath, while a spacious bonus room offers flexibility for a media room, office, gym or playroom. Built for lasting quality and modern Florida living, the home features concrete-block construction, impact-rated windows and doors, hurricane-conscious construction, a fully fenced backyard and extensive storage. A comprehensive builder warranty includes 2-year systems coverage and a 10-year structural warranty through the nationally recognized 2-10 Home Buyers Warranty program. This is more than a beautiful new home—it is an opportunity to secure sophisticated South Tampa living with a truly distinctive financing advantage. Schedule your private tour and ask for a personalized comparison of the available builder financing options. A neighboring sister residence at 6403 S. Richard Avenue, featuring a similar floor plan and design aesthetic, is also available to tour by appointment.

The essentials

Built
2026
Price / sqft
$352
On market
4 days
Annual tax
$1,667
Flood zone
X500 · Low risk
Lot
5,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
5,000 sqft lot
Lot size
3,125 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$6,425/mo
Down payment (20%)
$219,980
Property taxes
$139/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
4
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Hurricane Shutters
Rain Gutters
Convection Oven
Dishwasher
Disposal
Microwave
Range
Range Hood
Refrigerator
Elementary
West Shore-HB
Middle
Madison-HB
High
Robinson-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500
Annual Tax (2025)
$1,667
Parcel #
A-16-30-18-41Y-000007-00001.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunset Add
County
Hillsborough
MLS Area
33616 - Tampa
Lot Size
5,000 sqft

Price history

Date
Event
Price
10/6/2026
Listed for sale
Source: Stellar MLS #TB8554459
$1,099,900+18231.7%
$352/sqft
1/1/1971
Sold
Source: Hillsborough County Public Record
$6,000
$2/sqft

Neighborhood

6401 S Richard Ave
Tampa, FL, 33616 · 33616 - Tampa

Market insights

Offer Insights

Choose an offer strength

List price: $1,099,900
$1.09M – $1.10M
99.5% – 100% of listTops out right at the list price
80% of listList price
77 of the last 137 home closings in 33616 landed at this number or higher (56%). The median one sat 34 days before it went under contract, and this one is on day 4.

Sample: 137 closed home sales in 33616 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,425/mo
Principal & interest$5,736
Property taxes$139
Insurance$550
Down payment20% · $219,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,099,900

$352 per sq ft

Beds and baths

4 beds, 5 baths

Size

3,125 sq ft

Time on market

4 days

Year built

2026

Monthly payment

About $6,425/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,667 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byKELLER WILLIAMS SOUTH TAMPAListing agent: Aaron BarkerListing data from Stellar MLS, MLS# TB8554459.

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