3964 Dream Oak Pl #201, photo 1
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Overview

2 bd2 ba912 sqftCondominium
TypeCondominium
HOA$420/mo
Built1986
Lot442 sqft
Living area912 sqft
Price / sqft$181

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Stone CountersWalk-in Closet(s)BalconyBuyer Approval RequiredClubhousePoolDishwasher

3964 Dream Oak Pl #201 is a 1986-built home in North Oaks Condominium IV Bldg 7 Unit 198, Tampa. Inside you'll find 2 bedrooms, 2 bathrooms, and 912 square feet of living space. Listed at $164,900 (about $181/sqft), 14 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $420 monthly.

From the listing

Welcome home to this beautifully updated 2-bedroom, 2-bath condo in the desirable North Oaks community! Located on the second floor, this inviting 912-square-foot home offers a bright, comfortable layout with stylish updates and easy, low-maintenance living. The updated kitchen features crisp cabinetry, granite countertops, a tile backsplash, stainless-steel appliances, and a convenient breakfast bar that opens to the spacious living and dining area—perfect for everyday living and entertaining. Abundant natural light, tile flooring, and a cozy fireplace add warmth and character to the main living space, while wood-look flooring creates a comfortable feel in both bedrooms. Both bathrooms have also been refreshed with attractive finishes and tiled tub/shower surrounds. Enjoy the convenience of condo living along with community amenities including a swimming pool, tennis court, and community room. The monthly condo fee includes water, sewer, trash, and common-area maintenance. Ideally located near USF, Busch Gardens, shopping, restaurants, and everyday conveniences, with easy access to I-275 and I-75, this move-in-ready condo offers a wonderful combination of comfort, convenience, and value. Whether you're looking for a primary residence, a home near USF, or a low-maintenance Florida getaway, this North Oaks condo is ready to welcome you home!

The essentials

Built
1986
Price / sqft
$181
On market
14 days
Annual tax
$2,072
HOA
$420/mo
Flood zone
X · Low risk
Lot
442 sqft
Type
Condominium

At a glance

Condo
Built 1986
Community pool
Shared amenity
Private balcony
Outdoor space
912 sqft
Living area

Payment

Est. monthly payment
$1,535/mo
Down payment (20%)
$32,980
Property taxes
$173/mo
HOA
$420/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1986
Lot
442 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
14
Ceiling Fans(s)
Stone Counters
Walk-in Closet(s)
Balcony
Buyer Approval Required
Clubhouse
Pool
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Chiles-HB
Middle
Liberty-HB
High
Freedom-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$2,072
Parcel #
U-04-28-19-1F3-000007-00198.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
North Oaks Condominium IV Bldg 7 Unit 198
County
Hillsborough
MLS Area
33613 - Tampa
Lot Size
442 sqft
HOA
$420/mo
North Oak Condo Association/Wise Property Manageme

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #TB8554460
$164,900+119.9%
$181/sqft
6/22/2018
Sold
Source: Hillsborough County Public Record
$75,000
$82/sqft

Neighborhood

3964 Dream Oak Pl #201
Tampa, FL, 33613 · 33613 - Tampa

Market insights

Offer Insights

Choose an offer strength

List price: $164,900
$164,900
99.4% – 100% of listTops out right at the list price
80% of listList price
17 of the last 33 condo closings in 33613 landed at this number or higher (52%). The median one sat 52 days before it went under contract, and this one is on day 14.

Sample: 33 closed condo sales in 33613 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,535/mo
Principal & interest$860
Property taxes$173
Insurance$82
HOA$420
Down payment20% · $32,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$164,900

$181 per sq ft

Beds and baths

2 beds, 2 baths

Size

912 sq ft

Time on market

14 days

Year built

1986

Monthly payment

About $1,535/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,072 annual tax bill, insurance, and the $420/mo HOA fee.

HOA fee

$420/mo

Managed by North Oak Condo Association/Wise Property Manageme.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHABLOFT GLOBALListing agent: Belisario BoadaListing data from Stellar MLS, MLS# TB8554460.

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