3226 W Horatio St, photo 1
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Overview

3 bd4 ba1,814 sqft1 car garageTownhouse
TypeTownhouse
HOA$175/mo
Built2014
Lot843 sqft
Living area1,814 sqft
Price / sqft$380
Garage1 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanSolid Wood CabinetsStone CountersThermostat

3226 W Horatio St is a 2014-built home in Horatio South Twnhms, Tampa. Inside you'll find 3 bedrooms, 4 bathrooms, and 1,814 square feet of living space. Listed at $689,000 (about $380/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $175 monthly.

From the listing

Virtually Staged. Location, Location, Location! This modern end-unit townhome puts you in the heart of it all, just minutes from Downtown Tampa, SoHo, the University of Tampa, and some of the city’s best restaurants and entertainment. Perfect for buyers seeking a low-maintenance lifestyle without sacrificing space, style, or convenience, this home offers high ceilings, wood-look tile, and fantastic storage throughout all three levels. The first floor begins with an extended, air-conditioned garage, providing valuable extra space that could easily double as a home gym. Just inside, a large coat closet creates the perfect drop zone near the entry. Down the hall, a spacious guest suite features two closets and a full bathroom, offering incredible flexibility as a third bedroom, home office, or entertaining lounge. Sliding glass doors open directly to the outdoor patio and fenced backyard—and as the ONLY home in the quadplex with a private fenced backyard, this is a feature you won’t want to overlook! Artificial turf keeps the space attractive while making lawn maintenance a breeze. Upstairs, the second level was designed for gathering and entertaining. The open-concept kitchen, dining, and living areas flow seamlessly together, with plenty of room for a dining table, seating at the island, and a comfortable gathering space for watching the game or relaxing with friends. The kitchen features wood cabinetry, stone countertops, and stainless-steel appliances. In the living room, a Venetian plaster feature wall creates a beautiful focal point, while sliding glass doors open to a private balcony. A conveniently located half bath completes this level. Retreat to the third floor, where you’ll find an expansive primary suite with plenty of room for a king-size bed, additional furniture, and even a cozy reading or sitting area. A large walk-in closet provides generous storage, while the primary bath features a walk-in shower and dual-sink vanity. The laundry is conveniently located between the primary suite and an additional bedroom, which also includes its own full bathroom and walk-in closet. Additional highlights include the home’s desirable X flood zone designation, where flood insurance is not typically required by lenders, and zoning for highly sought-after Mitchell Elementary, Wilson Middle, and Plant High School. With its incredible location, flexible living spaces, private backyard, and low-maintenance lifestyle, this townhome offers a rare combination of convenience and comfort in the heart of Tampa.

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The essentials

Built
2014
Price / sqft
$380
On market
4 days
Annual tax
$6,482
HOA
$175/mo
Flood zone
X · Low risk
Lot
843 sqft
Type
Townhouse

At a glance

Townhouse
3 stories · 2014
1 car garage
Driveway
Private balcony
Outdoor space
1,814 sqft
Living area

Payment

Est. monthly payment
$4,653/mo
Down payment (20%)
$137,800
Property taxes
$540/mo
HOA
$175/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2014
Lot
843 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric
Parking
Driveway
Days on Market
4
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Sidewalk
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Mitchell-HB
Middle
Wilson-HB
High
Plant-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,482
Parcel #
A-22-29-18-9UI-000000-00004.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Horatio South Twnhms
County
Hillsborough
MLS Area
33609 - Tampa / Palma Ceia
Lot Size
843 sqft
City LimitsSidewalkPaved
HOA
$175/mo
Mason Mamerella

Price history

Date
Event
Price
10/6/2026
Listed for sale
Source: Stellar MLS #TB8554516
$689,000+105.7%
$380/sqft
4/30/2014
Sold
Source: Hillsborough County Public Record
$335,000
$185/sqft

Neighborhood

3226 W Horatio St
Tampa, FL, 33609 · 33609 - Tampa / Palma Ceia

Market insights

Offer Insights

Choose an offer strength

List price: $689,000
$685,000 – $689,000
99.2% – 100% of listTops out right at the list price
80% of listList price
34 of the last 67 townhouse or villa closings in 33609 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 4.

Sample: 67 closed townhouse or villa sales in 33609 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,653/mo
Principal & interest$3,593
Property taxes$540
Insurance$345
HOA$175
Down payment20% · $137,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$689,000

$380 per sq ft

Beds and baths

3 beds, 4 baths

Size

1,814 sq ft

Time on market

4 days

Year built

2014

Monthly payment

About $4,653/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,482 annual tax bill, insurance, and the $175/mo HOA fee.

HOA fee

$175/mo

Managed by Mason Mamerella.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered bySMITH & ASSOCIATES REAL ESTATEListing agent: Jen CarlstedtListing data from Stellar MLS, MLS# TB8554516.

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