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About this home
6402 Rubia Cir is a 1996-built home in Flat Island, Apollo Beach. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,588 square feet of living space. Listed at $825,000 (about $319/sqft), 10 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $996 quarterly.
Virtually Staged. After an extensive renovation in 2026, we are proud to present 6402 Rubia Circle, an exceptional 4-bedroom, 3.5-bath pool home located in the luxurious, highly sought-after waterfront community of Andalucia in Apollo Beach. This property sustained no damage from any 2024 hurricanes. Welcome to resort-style Florida living in Andalucia, one of Apollo Beach’s premier 24- hour guard-gated waterfront communities. Thoughtfully renovated inside and out, this move-in-ready residence beautifully blends timeless elegance, modern comfort, and quality craftsmanship. Offering 2,588 square feet of living space, a 3-car garage, four spacious bedrooms, and three-and-a-half baths, this home is designed for both relaxed everyday living and effortless entertaining. A new roof was installed in 2020, and abundant natural light fills the open floor plan, creating a seamless flow throughout the home. At the center of the residence is a stunning, completely reimagined kitchen featuring quartz countertops, stainless steel appliances installed in 2020, abundant cabinetry, and a large island with seating. The spacious family room is anchored by a charming wood- burning fireplace, while the open dining and living areas are enhanced by beautiful new light fixtures. The home’s electrical upgrades in 2026 include new interior LED ceiling lighting and exterior LED soffit lighting with programmable smart switches, adding both style and convenience. The generous primary suite provides a private retreat with an elegant ensuite bath, large walk-in closet, and sliding doors opening directly to the pool deck. A second spacious bedroom offers the privacy of its own ensuite bath, while two additional well- appointed bedrooms share a beautifully renovated hall bath. Step outside to your own private resort. The 2026 newly refinished pool features upgraded jets, lighting, chlorination, and filtration systems, complemented by freshly resurfaced concrete decking and new pool fencing. The 2026 built-in outdoor kitchen creates the perfect backdrop for entertaining, dining al fresco, and enjoying the year- round Florida lifestyle. Other areas that were recently renovated in 2026 include an epoxy-coated garage floor, all-new toilets, fresh interior and exterior paint, an upgraded air-filtration system enhancing the 2017 HVAC system, a sprinkler system overhaul, repaired well system for irrigation, tree trimming, and beautiful new landscaping and plantings. Beyond your private oasis, Andalucia offers an exceptional collection of resort-style amenities. Residents enjoy a clubhouse overlooking Tampa Bay, a waterfront pool with breathtaking sunset views, pickleball, tennis and basketball courts, a playground, and access to a private marina, with boat slips available for rent or ownership. 6402 Rubia Circle is more than a beautifully renovated home—it is an opportunity to embrace the best of the Florida waterfront lifestyle in one of Apollo Beach’s most desirable communities.
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$825,000
$319 per sq ft
Beds and baths
4 beds, 4 baths
Size
2,588 sq ft
Time on market
10 days
Year built
1996
Monthly payment
About $5,101/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $643 annual tax bill, insurance, and the $996/qtr HOA fee.
HOA fee
$996/qtr
Managed by Samantha Morfa.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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