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Overview

4 bd3 ba2,758 sqft3 car garageSingle Family
TypeSingle Family
HOA$495/qtr
Built2023
Lot13,009 sqft
Living area2,758 sqft
Price / sqft$246
Garage3 car

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About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersWalk-in Closet(s)

12917 Oak St is a 2023-built home in Carmela Sub, San Antonio. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,758 square feet of living space. Listed at $679,000 (about $246/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $495 quarterly.

From the listing

Resting within the Carmela community of San Antonio, the day ends beautifully here from the extended paver patio, where sunset and park views give this 2023 home a breathtaking backdrop. Set on nearly 1/3 of an acre, this 4 bedroom + office, 3 bath, 3 car garage residence spans 2,758 sq ft with paid-off solar panels, a triple-split bedroom plan, and the fresh feel of new construction without the wait. A convenient circular driveway makes the corner lot feel easy to navigate from the moment you arrive, while mature landscaping and a covered entryway lead into a bright, well-planned interior. Luxury vinyl plank flooring runs through the main living areas, connecting the spacious living room, dining area, and kitchen with a smooth, open feel. The gourmet kitchen was carefully curated with quartz countertops, Whirlpool stainless steel appliances, a decorative backsplash, pantry storage, and a generous central island with breakfast bar seating and pendant lighting. Its placement keeps the home chef close to the dining and living areas, with enough prep space and storage to make the kitchen feel comfortable and easy to move throughout. Behind double doors, the dedicated office gives you a private place for work, studying, or homework without sacrificing a bedroom. Privately split from the secondary rooms, the primary suite overlooks the backyard and includes an expansive walk-in closet, plus an ensuite bathroom with dual sinks, a quartz countertop, a private water closet, and an oversized walk-in shower. Bedroom 2 rests in its own wing near the front of the home, creating a comfortable guest suite with plush carpet, a ceiling fan, and a full ensuite bathroom with a tub/shower combination. Bedrooms 3 and 4 are placed near the third full bathroom and oversized laundry room, giving the layout smart separation for family, visitors, or multigenerational needs. Out back, the extended paver patio gives you space for outdoor dining, lounging, or enjoying the sunset with park views beyond the yard. Privacy hedges soften the setting, while the nearly 1/3 acre lot, 3 car garage, and paid-off solar panels add the kind of space, storage, and monthly savings that make this home even more appealing. Carmela places you in a desirable San Antonio location just minutes from major highways, Mirada Lagoon, local shops, restaurants, and nearby conveniences. Call today to schedule your private showing of this like-new home with a beautiful setting and valuable upgrades already in place!

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The essentials

Built
2023
Price / sqft
$246
On market
10 days
Annual tax
$6,880
HOA
$495/qtr
Flood zone
X · Low risk
Lot
13,009 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
3 car garage
Circular Driveway
0.30 acres
Lot size
2,758 sqft
Living area

Payment

Est. monthly payment
$4,619/mo
Down payment (20%)
$135,800
Property taxes
$573/mo
HOA
$495/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
13,009 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway
Days on Market
10
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Walk-in Closet(s)
Lighting
Rain Gutters
Sidewalk
Deed Restrictions
Golf Carts OK
Park
Built-in Oven
Cooktop
Dishwasher
Microwave
Range Hood
Refrigerator
Elementary
San Antonio-PO
Middle
Pasco Middle-PO
High
Pasco High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,880
Parcel #
02-25-20-0290-00000-0280

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Carmela Sub
County
Pasco
MLS Area
33576 - San Antonio
Lot Size
13,009 sqft
Corner LotCity LimitsLandscapedOversized LotSidewalkPaved
HOA
$495/qtr
Westcoast Management- Tina Rhodes

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #TB8554882
$679,000+26.7%
$246/sqft
9/7/2023
Sold
Source: Pasco County Public Record
$535,900
$194/sqft

Neighborhood

12917 Oak St
San Antonio, FL, 33576 · 33576 - San Antonio

Market insights

Offer Insights

Choose an offer strength

List price: $679,000
$675,000 – $679,000
99.5% – 100% of listTops out right at the list price
80% of listList price
50 of the last 91 home closings in 33576 landed at this number or higher (55%). The median one sat 46 days before it went under contract, and this one is on day 10.

Sample: 91 closed home sales in 33576 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,619/mo
Principal & interest$3,541
Property taxes$573
Insurance$340
HOA$165
Down payment20% · $135,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$679,000

$246 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,758 sq ft

Time on market

10 days

Year built

2023

Monthly payment

About $4,619/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,880 annual tax bill, insurance, and the $495/qtr HOA fee.

HOA fee

$495/qtr

Managed by Westcoast Management- Tina Rhodes.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byKING & ASSOCIATES REAL ESTATE LLCListing agent: Geri LaFountainListing data from Stellar MLS, MLS# TB8554882.

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