37 Garni Dr, photo 1
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Overview

4 bd3 ba2,193 sqft2 car garageSingle Family
TypeSingle Family
HOA$200/yr
Built2026
Lot8,498 sqft
Living area2,193 sqft
Price / sqft$187
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
COLBERT LANDINGS
Type
Single Family Residence

True monthly carry

HOA
~$17/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Kitchen/Family Room ComboOpen FloorplanParkPlaygroundPoolDishwasherDisposalElectric Water Heater

37 Garni Dr is a 2026-built home in Colbert Landings, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,193 square feet of living space. Listed at $409,990 (about $187/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 annually.

From the listing

Under Construction. Brand new, energy-efficient home available by Dec 2026! Open-concept 4-bedroom layout with a flexible-use room, bright kitchen, and large great room, seamlessly extending to a covered lanai for effortless indoor-outdoor living. Colbert Landings - Reserve Series blends the best of Palm Coast living with beautifully crafted single-family homes and an unbeatable location near the coast. Less than three miles from Flagler Beach, homeowners can easily enjoy beach days, waterfront dining, and endless opportunities for outdoor recreation. Community amenities include a resort-style pool, cabana, and pickleball courts. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

The essentials

Built
2026
Price / sqft
$187
On market
1 day
Annual tax
$1
HOA
$200/yr
Flood zone
X · Low risk
Lot
8,498 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Garage Door Opener
8,498 sqft lot
Lot size
2,193 sqft
Living area

Payment

Est. monthly payment
$2,360/mo
Down payment (20%)
$81,998
Property taxes
$0/mo
HOA
$200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
8,498 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener
Days on Market
1
Kitchen/Family Room Combo
Open Floorplan
Park
Playground
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$1
Parcel #
2012492

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Colbert Landings
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
8,498 sqft
HOA
$200/yr
Colbert Landings HOA

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #TB8554953
$409,990
$187/sqft

Neighborhood

37 Garni Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $409,990
$405,000 – $409,990
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 1.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,360/mo
Principal & interest$2,138
Property taxes$0
Insurance$205
HOA$17
Down payment20% · $81,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$409,990

$187 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,193 sq ft

Time on market

1 day

Year built

2026

Monthly payment

About $2,360/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1 annual tax bill, insurance, and the $200/yr HOA fee.

HOA fee

$200/yr

Managed by Colbert Landings HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMERITAGE HOMES OF FL REALTYListing agent: Bryan SumnerListing data from Stellar MLS, MLS# TB8554953.

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