2164 Vista Del Sol Cir #523, photo 1
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Overview

0 bd1 ba392 sqftCondominium
TypeCondominium
HOANone listed
Built1990
Living area392 sqft
Price / sqft$293

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorStone CountersWindow TreatmentsLightingPrivate EntranceSidewalk

2164 Vista Del Sol Cir #523 is a 1990-built home in Paradise Lakes Ph 03e, Lutz. Listed at $115,000 (about $293/sqft), 5 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

BIG STYLE, SMART DESIGN, MAJOR 2024/25 UPDATES & A FINANCING OPPORTUNITY! Existing financing may be available to a qualified buyer, subject to note holder approval and applicable terms. A TRANSFERABLE HOME WARRANTY provides additional peace of mind for the next owner. This light and bright 3rd-floor corner studio makes exceptional use of its 392 SF with a strategically placed Murphy bed featuring a powder-coated steel frame and organic cotton queen mattress. When tucked away, the Murphy bed opens up the living area, where a comfortable loveseat and projection system create a flexible space that easily transitions from relaxing and entertaining to sleeping. The updated kitchen features new cabinetry, refrigerator and range, while extensive 2024/25 improvements also include a new A/C system with UV light, new ductwork, new attic insulation, new water heater, interior paint and more. A new RO drinking-water system is installed, plus an optional serviced water-softener system that may remain for a separate monthly fee or be removed. Step outside to the approximately 196-SF screened and covered lanai overlooking the pond—bringing the combined interior and screened-lanai space to approximately 588 SF. Ceiling fans in both the main living area and lanai keep the air moving, while the corner location offers a peaceful setting convenient to both the elevator and stairs. The bathroom features a walk-in shower with glass doors and a calming sea-glass-inspired color palette. Thoughtful improvements throughout give this studio a surprisingly spacious, clean and comfortable feel. Located in the gated, clothing-optional Paradise Lakes community with convenient access to the club by foot or golf cart. Optional membership to Paradise Lakes Resort and its amenities is separate and is not included in the monthly condo association fee. Whether you're looking for a Florida home base, full-time residence or rental opportunity, this updated studio offers flexibility in a compact, easy-to-maintain package—with a financing option that may be difficult to duplicate in today's market. Buyer to verify rental rules, financing terms and eligibility, home warranty transfer terms, measurements, square footage, association requirements and all information important to Buyer. Condo association approval is required and may include application, fee and background check.

The essentials

Built
1990
Price / sqft
$293
On market
5 days
Annual tax
$1,921
Flood zone
X* · Low risk
Type
Condominium

At a glance

Condo
3 stories · 1990
Water views
Water
392 sqft
Living area

Payment

Est. monthly payment
$818/mo
Down payment (20%)
$23,000
Property taxes
$160/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1990
Lot
-
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
5
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Stone Counters
Window Treatments
Lighting
Private Entrance
Sidewalk
Buyer Approval Required
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Sidewalks
Special Community Restrictions
Electric Water Heater
Freezer
Kitchen Reverse Osmosis System
Range
Range Hood
Refrigerator
Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$1,921
Parcel #
18-26-26-006.D-005.00-0E3.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Paradise Lakes Ph 03e
County
Pasco
MLS Area
33558 - Lutz
Lot Size
-
LandscapedPavedPrivate

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #TB8555236
$115,000
$293/sqft

Neighborhood

2164 Vista Del Sol Cir #523
Lutz, FL, 33558 · 33558 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $115,000
$111,000 – $115,000
96.6% – 100% of listTops out right at the list price
80% of listList price
9 of the last 17 condo closings in 33558 landed at this number or higher (53%). The median one sat 57 days before it went under contract, and this one is on day 5.

Sample: 17 closed condo sales in 33558 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$817/mo
Principal & interest$600
Property taxes$160
Insurance$58
Down payment20% · $23,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$115,000

$293 per sq ft

Size

392 sq ft

Time on market

5 days

Year built

1990

Monthly payment

About $818/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,921 annual tax bill, insurance.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Stephanie MontalvoListing data from Stellar MLS, MLS# TB8555236.

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